SBI OFFICERS ASSOCIATION(Delhi Circle)
(Registered Under Trade Union Act 1926, Registration No. 4660)
State Bank Buildings, 11 Parliament Street, New Delhi-110001.
Tel.: 23407976-78 l Fax : 011-23744032 Email - sbioa.lhodel@sbi.co.in
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SBI OFFICERS ASSOCIATION

( Delhi Circle )

 

 

 

 

 

 

 

SERVICE CONDITIONS

AT A GLANCE

 

 

 

 

 

 

   Compiled By                          Revised By

  T. N. GOEL                    RAVINDER GUPTA

General Secretary             Dy. Gen. Secretary
S.B.I. OFFICERS ASSOCIATION

(Delhi Circle)

COMMUNICATION   SYSTEM

      

Association Office    : State Bank Buildings, 11 Parliament Street,

                     New Delhi 110001.

                      011-23407976, 23407978, (Fax) 23744032

General Secretary    : 23407979 / Mobile : 9899977799

IP No.               : 300077

Email Address       : sbioa.lhodel@sbi.co.in

Website              : www.sbioadelhicircle.org

SBI intranet address  : 10.64.7.88

 

CIRCLE  OFFICE  BEARERS

 

DESIGNATION  NAME          STD      OFFICE  RESIDENCE     MOBILE

President           H.M. Gandhi 0135      2716028      2671911    9359858266

Vice Presidents     M.M. Magon  011     23374065    25138789    9910666609

                   M.L. Aneja   011     32440565    55769643    9811466665

                   M.K. Jain    011     23374680    27667802    9811264949

                    M C Rastogi  0121     2601873      4002365    9411906250

 

General Secretary   T.N.Goel      011  23407979    0124-2218888    9899977799

Dy. Gen. Secy(s)   Kanwar Singh  011     23407970    25314194    9899984811

                Himanshu Kapur 011     23407906    25195335    9810166756

                 Ravinder Gupta 011     23407260    22518329    9810383707

 

Asstt. Gen. Secy(s) H.S.Walia     011     21090554    26581601    9810984700

                  Suresh Goel 0124     4012748    26140029    9811318556               

 

Orgn. Secretaries S.P.S. Khurana  011     23374311    65679139    9999009447

                   J.K. Kaushik 011     23407991    22725336    9811050151

             Chunni Lal        011     23404758    25275035    9868036795

                  R.P. Sharma 011     23407476   0120-2500427   9810101366

                S.K. Mehndiratta 011     23407892    27515553    9811771355

                   Vijay Sharma 011     26589641    26853576    9899206957

 

Secretary (Finance)  R.K.Aggarwal 011     23407976    27862078    9899977555

 

Asstt. Secy(s) (Fin) T.N. Sharma   011      23407826    0122-2316063  9897221250

             K.J.S. Narula      011     23374318    27352875    9810186587


OFFICE  BEARERS - MODULES

DESIGNATION  NAME   /   CODE  OFFICE RESIDENCE             MOBILE

AGRA

Vice President  R. S. Sharma     0562        2522744   2800502    9917474666

Dy.Gen.Secy.  A.K. Raparia      0562        2522561   3957050    9917474300

DZO-I

Vice President   O.P. Yadav      011        23023000  26840637    9990725380

Dy.Gen.Secy   Tilak Raj          011       23407761  25192464    9891305011

DZO-II

Vice President     Vijay Prakash   011       23407857  27871738    9810545729

Dy.Gen.Secy.     A.K. Soni       011       23407735  20279253    9810895666

JAIPUR

Vice President    S.K. Pungalia    0291       2771552   2750038    9829020121

Dy.Gen.Secy.    P.N. Sharma     0141         2743674   2594119    9829054119

MCG

Vice President    R.K. Gulati       011       23374682  28545053    9891290700

Dy.Gen.Secy.    S.K. Aggarwal    011        23374774  55275724    9891115052

MEERUT

Vice President   J.K. Arya        0121        2762780   2782123    9412300123

Dy.Gen.Secy.     R.K. Bhatnagar  0121        2760944   2670743    9837473926

UTTRAKHAND

Vice President   Hari Om Narang   0135      2716050             9319792292

Dy.Gen.Secy.  Jyotish Ghildyal    0135      2716066   2679666    9412050088

 

CENTRAL COMMITTEE MEMBERS

NAME                          MOBILE

NAME                          MOBILE

Delhi/Haryana

Kanwar Sain        9891761210

K.K. Koshal         9313326862

Manjit Dua         9911055777

Rigved Khandelwal 9899218154

S.K.Sinha          9891517444

S.P. Singh         9810528259

R.P. Singh         9811720173

V.K. Arya          9350821601

A.K. Kapoor        9818013501

S.K. Bansal        9812294688

Vijay Soni          9210845447

 

Agra Module   

P.C.Aggarwal      9897256510

S.C. Upadhayaya 9412271032

Jaipur Module 

A K Jain         9414065703

Nanu Lal Meena  9950999341

Hanuman Prasad 9414064978

V.K. Jain          9413185880

Meerut Module 

S.K. Chhabra     9927208909

Uttrakhand Module         

B S Chauhan    9412394787

K S Rawat       9412997957

O P Ajmani       9412144575

 


 

LIST OF HOLIDAY HOMES

 

        S.No.       Centre                    Address                           Circle

 

     1.        Ajmer               Hotel Ambassador          New Delhi

                                Nagina Bagh, Ashok Marg

                               Lohagal Road, Ajmer.

                                Tel.: 425095, 428479

     2.        Allahabad            27-A, C.Y. Chintamani Road         Lucknow

                                Allahabad(U.P.)

     3.        Aurangabad          SBI Qrs, Jadhavwadi,              Mumbai

                                Bldgs NO B - 6,CIDCO,N - 7

                                Jalgaon Road,

                                Aurangabad - 486230

                                Tel.: (240) - 2482864 

     4.        Bangalore            Binnyston Gardens                Bangalore

                                (Near Binny Mills, Behind

                                City Rly Station) Magadi Road,

                                Bangalore-560 023

                                Tel.: (80) 23303882

     5.        Bhopal              Hotel Raj Palace & Restaurant,      Bhopal

                                55,Zone -1,M.P. Nagar,

                                Bhopal - 560023

                                Tel.: (0755) 552929,765418

                               Fax. (0755) 271504

     6.        Bhubaneswar        D-36, BJB Nagar,                 Bhubaneswar

                                Bhubaneswar (Orissa)

     7.        Chennai             20, Venkatachala Naicken St.,      Chennai

                                Tiruvallikkeni,

                                Chennai 600005

                                Tel.: (044) 28446369

     8.        Chitrakoot           Tourist Bangalow                  Lucknow

                                U.P. Tourism, Chitrakoot Dham,

                                Distt. Chhatrapati Shahuji

                                Maharaj Nagar.

     9.        Dalhousie            Near Subhash Chowk           Chandigarh

                                Dalhousie 176304

                                Distt. Chamba (H.P.)

     10.       Darjeeling            Rudra Bhawan                    Bengal

                                29,A.J.C. Bose Road,

                                (INA - BYE - PASS)

                               Darjeeling-734101.

                                Tel.: (0354) 2553048

 

     11.       Deoghar             Baijyanti Bhawan                  Patna

                                Circular Road, Deoghar

     12.       Digha               Plot No. 17,                       Bengal

                                Holiday Home Sector,

                                New Digha, P.S. Digha (WB)

                                Tel.: (03220) 266293

     13.       Dwarka             Hotel Radhika                 Ahmedabad

                                Opp. S.T. Bus Stand

                                Dwarka 361335

                                Tel.: (02892) 234754

     14.       Ernakulam          Door No. 39/4082-B                Kerala

                                Saradha Math Lane,

                                Opp. Premier Cable Co.,

                                Ravipuram, Ernakulam

                                Cochin 682015

                                Tel.: (0484) 2355876

     15.       Gangtok             Hotel Sujata,                      Bengal

                                (Near Sangram cinema)

                                Development Area,

                                Gangtok,Sikkim

                                Tel.: (03592) 227549

     16.       Gopalpur-            Dolphin House,               Bhubaneswar

             on-sea              Gopalpur-on-Sea

                                Opp. Gopalpur,

                                Distt. Ganjam (Orissa).

                                Tel.: (0680) 282045

     17.       Guwahati            Opp. Rajiv Bhawan,                Guwahati

                                Sarboday Path, Bhangagarh,

                                G.S. Road, Guwahati-781005

     18.       Hardwar            Hotel Sant, Sant Kabir Marg       New Delhi

                               Sarvan Nath Nagar, Hardwar.

                               Ph.: 01334-227534

 

     19.       Hubli                Hotel Chalukya,Court Circle,      Bangalore

                                Club Road

                                Hubli - 580329

                                Tel.: (0836) 2354234, 2354254

     20.       Hyderabad                        House No. 3-6-69                Hyderabad

                                Avanti Nagar, Op. To Skline

                                Theatre Lane, Basheer Bagh

                                Hyderabad-500029

                                Tel: 23224652

     21.       Jaipur              Hotel Aroma Classic            New Delhi

                               SP-1(A), Gopi Nath Marg,

                               Behind Jayanti Market,

                               Near Panch Batti, M.I. Road

                               Jaipur.

                               Ph.: 0141-2365898, 2360439

     22.       Jorhat               Tarajan, Bye-Lane I                Guwahati

                                A.T. Road, Jorhat-785001

     23.       Kanayakumari       SBI Holiday Home                 Chennai

                                Hotel Pushpam

                                Hospital Road

                                Near Police Station

                                Kanyakumari 629702

                                Tel.:(04652) 246822  

     24.       Kodaikanal          Hotel Jai Berwyn, Lloyds Road     Chennai

                                Kodaikanal - 624101

                                Tel.: (04542) 240344/241425

     25.       Lonavala            Raydale                         Mumbai

                                Opp. Woodland Hotel

                                Raiwood Lonavala

                                Distt. Pune(Maharashtra)

                                Tel.: (02114) 277393

     26.       Lucknow            A-1/9A, Sector B,                  Lucknow

                                Aliganj, Lucknow

                                Tel.: (0522) 324128

     27.       Madurai             Hotel Gangai, III Floor              Chennai

                                41, West Perumal Maistry st.

                                Near College House Hostel

                                Madurai 625001

                                Tel.: (0423) 2342181,2342183

     28.       Manali              SBI Holiday Home, Manali       Chandigarh

                                C/o M/s Manali Coop. Housing

                                Society Ltd., Manali

                                Tel. 01902-253270

     29.       Matheran            Navanit Vila                      Mumbai

                                M.G. Road,Matheran

                                (Maharashtra)

                                Tel.: (02148) 230071

     30.       Mount Abu          Hotal Yarkshire Inn,            Ahmedabad                        Near Palanpur Palace,

                                Opp. Global Hospital,

                                Delwara Road,

                                Mount Abu - 307501(Rajasthan)

                                Tel.: (02974) 235030

     31.       Mussoorie           SBI Holiday Home               New Delhi

                                Hotel Deep, Camels Back Road

                               Kurli, Mussoorie.

                                Tel.: (0135) 2632470

     32.       Mysore              No. 16/1 & 16/2,                  Bangalore

                                Shivana Complex,

     33.       Nainital              SBI Holiday Home                 Lucknow

                                C/o Hotel Woodland

                                Mallital, Nainital (U.P.)

                                Tel.: (05942) 235539,236441

     34.       New Delhi           Rishi Guest House                New Delhi

                                Paharganj, 76-77, Ram Nagar,

                                Near New Delhi Rly. Station,

                                New Delhi-55. Ph.: 23532571

     35.       Pachmarhi          Hotel Pachmarhi                  Bhopal

                                Patel Marg, Pachmarhi Distt.

                                Hoshangabad-461881 (M.P.)

                                Tel. (07578)52170/52180

     36.       Panchgani           Hotel Aishwarya                   Mumbai

                                T.P. Scheme No. 2

                                Plot No. 4, Panchgani

                                Distt. Satara 412805

                                Tel.: (02168)240339

     37.       Patna               House of Mrs. Waheja              Patna

                                Murtaza behind Chetna

                                Samiti, Vidyapati Marg,

                                In front of Planetorium

                                Patna - 800001.

                                Tel.:(0612) 2685141

 

     38.       Port Blair            Hotel of Smt. K.Prabha Wati,        Bengal

                                Rajiv Gandhi Nagar,

                                Near Raj Niwas,Port Blair,

                                Tel.:(03192)233705

 

     39.       Puri                Aruni-I, Aruni Bldg.,           Bhubaneswar

                               Chakratirtha Road,

                                Puri (Orissa)-752002.

     40.       Rajgir               Hotel Laxmi Palace                Patna

                                Rajgir (Nalanda)

     41.       Ranchi              Plot No. 2124                     Patna

                                Near Road No. 1

                                Ashok Nagar, Ranchi.

                                Tel.:(0651) 241801

 

     42.       Shillong             M/s Hotel Alpine                   Guwahati

                                Continental Thana Road

                                Police Bazar, Shillong 793001

                                Tel.:(0364) 223617,220966

     43.       Shimla              Shimla Holiday Home,           Chandigarh

                                Kalka Shimla Highway

                                Opp. Petrol Bunk, Dhingra Estate,

                                Below Bolleaganj,Shimla

                                Tel. 0177-2831129,2830584

     44.       Tirupati              Opp. Hotel Oorvasi Lane         Hyderabad

                                (Old Renigunta Road),

                                H.No. 19 & 20F, Kakatiyanagar,

                                Tirupati 517501

                                Tel. (0877)222317

     45.       Udaipur             Plot No. 3,                    Ahmedabad

                                Ashok Nagar Road,                                             Opp. Maya Misthan Bhandar

                                Udaipur (Rajasthan)

                                Tel.:(0294)2410937

     46.       Ujjain               SBI Holiday Home,                Bhopal

                                Ujjain,

                                Hotel Ashraya,

                                77, Dewas Road, Ujjain

                                Tel.:(0734)519300

     47.       Varanasi            D 63/8A, Anand Nagar            Lucknow

                               Colony, Mehmoorganj

                                Varanasi.

                                Tel.:(0542)221064

     48.       Vellore              No. 143, South Avenue Road,       Chennai

                                Bharathi Nagar Phase I, TNHB,

                                Sathuvachari

                                Vellore-632009.

                                Tel.:(0416)2252950

     49.       Vijayawada         House No. 40-9-18               Hyderabad

                                14, SBI Officers Colony

                                Acharya Ranga Lane

                                Lane Beside Life Hospital

                                Near Benz Circle

                                Vijayawada-500010

                                Tel. (0866)473018

     50.       Visakhapatnam      D.No. 50-58-12/1&2              Hyderabad

                                Plot No. 33, Rajendra Nagar

                                Visakhapatnam 530016

                                Tel. No. (0891)2748334


GUEST HOUSES MAINTAINED BY

FEDERATION / CIRCLE ASSOCIATIONS

 

    

     S.No.    Centre             Address                         Maintained by

 

     1.        Ahmedabad         SBIOA Guest House               SBIOA

                                Block No. 401, Krishna Apartments,                                (Ahmedabad

                                10,Rajnagar Society, Circle)

                                Opp.Dewan Ballubhai School.

                                Near NID, Paldi,

                                Ahmedabad - 380 008

                                Tel.  (079) 26630267

 

     2.        -do-                 Ahmedabad Guest House           ABOA                          C/o State Bank of Saurashtra,

                                (Unit SBS)

                                Paladi Branch,

                                (Located in Satrunjai Apts.)

                                Ahmedabad.

     3.        Bangalore            AISBOF Guest House              AISBOF

                                Gandhi Nilaya, No. 10,                                          (Bangalore)

                                7, SBI Officers Colony,     

                                Basaveshwarnagar,

                                III Stage, IV Block,

                                Bangalore - 560079

                                Tel.:(080) 23488835

     4.        Baroda              44,Fourt Floor,Bombay              SBIOA

                                Shopping Centre Near GEB Circle                                 (Ahmedabad

                                Alakapuri, Baroda-390005           Circle)

                                Tel.:(0265)2363605

                                Fax : 2363051

            

     5.        Bareilly              House No. 187, Civil Lines          SBIOA

                                Hotel Chandra Gupta Road                                        (Lucknow

                                Near Head Post Office,Bareilly      Circle)

                                Contact to Shri Anil Saxena

                                Booking Mobile: 9412290294

     6.        Bhopal              Bhopal Guest House               SBIOA

                                HIG-501, 5th Floor,                 (Bhopal                                                                                               Vijay Stambh, M.P. Nagar,        Circle)

                                Bhopal - 462 011

                                Tel. (0755) 2575383

     7.        Bhubaneswar        N.N.Das Memorial Transit House,   SBIOA

                                Flat No. 7/7 and 7/8,Chandramma                                                        (Bhubaneswar 

                                Apartments Block - A (7th floor),    Circle)

                                Unit III, Kharvel Nagar,                                                                  Bhubaneswar

                                Tel. (0674) 2536000

 

 

     8.        Chandigarh          Chandigarh  Guest House           SBIOA

                                H.No. 347/1, 1st Floor, Sector 44-A,                               (Chandigarh

                                Chandigarh                       Circle)

                                Tel.  (0172) 2645508

     9.        Chennai             SBIOA (North Eastern Circle)       SBIOA

                                Guest House Brahmaputra,B - 2    (N.E.

                                1st Floor,J.S. Apartments,167,      Circle)

                                Greams Lane,

                                Chennai - 600 006

                                Tel. (044) 28291595

     10.       -do-                 SBIOA (CC) Transit House          SBIOA

                                New # 163 (Old # 81-82)            (Chennai

                                Gangu (Reddy) Road              Circle)

                                (Near Santhosh Nursing Home

                                and Opp. Presidency Higher Secondary

                                School for Girls), Egmore

                                Chennai - 600 008

                                Tel. (044) 28194197 & 28191659

     11.       Cuttack             Cuttack Guest House              SBIOA

                                SBI Officers' Co-op.Credit Society (Bhubaneswar

                                Transit House, Bharatia Towers,     Circle)

                                Opp. Badambadi,

                                Cuttak - 753 012

                                Tel. (0671) 2622039

     12.       Darjeeling            SBIOA Transit House              SBIOA

                                Hotel Regent, 2/1, Burdwan Rd.,     (Bengal

                                (H.D. Lama Road)    Circle)

                                Darjeeling - 734101

                                Tel.: (0354) 2753109

 

     13.       Gangtok             Hotel Madhuban, Jeevan Theeng     SBIOA

                                Marg,Development Area,            (Bengal

                                Gangtok,Sikkim - 737101           Circle)

                                Tel.:(03592) 229337

            

     14.       Goa                AISBOF Bhavan, Park Avenue      SBIOA

                                Clalangute, Bardez                 (Mumbai

                                 Goa                             Circle)

    

     15.       Hardwar             Hardwar Guest House              SBIOA

                                Hotel Mayur, Upper Road,   (Delhi Circle)

                                Mansadevi, Ropeways Gate,

                                Hardwar 294401.

                                Tel. (01334) 4227586

     16.       Hardwar             Hotel Sunshine Moti Bazar          SBIOA

                                (Near Hal-ki-Pauri)                (Bengal

                                Venkateswara Colony,             Circle)

                                Hardwar - 249401

                                Uttarakhand.

 

     17.       Hyderabad          Hyderabad Guest House            SBIOA

                                SBIOA Bhavan, D.No.3-5-1093/4 (Hyderabad

                                Venkateswara Colony,             Circle)

                                Opp. Blood Bank, Narayanaguda,

                                Hyderabad 500029

                                Tel. No.  (040) 24750555

    

     18.       Hyderabad          ABOA  Guest House, H. No.5-9-209,       ABOA

                                Chirag-Ali-Lane,                         (Hyderabad

                                Beside Karur Vysya Bank,  

                                Bye-Lane,Alnoor Plaza,Abids,              Unit)

                                Hyderabad 500001

                                Tel. No.  (040) 23201420

     19.       Jammu              SBIOA  Transit House       SBIOA

                                # 57, Sector 8, Near CMC Hospital   (Chandigarh

                                Trikuta Nagar                           Circle)

                                Jammu.(J&K)

     20.       Kanpur              Kanpur Guest House  SBIOA

                                O.K. Nigam Memorial Guest House,        (Lucknow)

                                C/o Dr. J.K. Chandra,                    Circle)

                                112/276-A, Near Khairabad

                                Eye Hospital, Swaroop Nagar,

                                Kanpur -  208002

                                Tel. No.(0512) 256846

     21.       Kodaikanal          SBIOA, Transit House,                   SBIOA

                                Hotel Jayaraj Annexe                    (Chennai

                                Anna Salai,                             Circle)

                                Kodaikanal - 624001

                                Tel.(04542) 240178,179,243214

 

     22.       Kolkata              P.46, Acharya Satyan Bose               SBIOA

                                Sarani, C.I.T. Scheme,                   (Bengal

                               (Location Kankurgachi Crossing),           Circle)

                                (Opp. 3A, State Bus Terminus)

                                Kolkata - 700 054

                                Tel. (033) 23558209

     23.       Kolkata              Shree Krishna Garden                    SBIOA

                                Flat No. DF/4D & DF/5D                  (Bengal

                                1/1, Raja Rajendran, Mitra Road,           Circle)

                                Beliaghata

                                Kolkata - 700 085

                                Mobile: 9830186436

     24.       Kolkata              S B I Officers Association Transit           SBIOA

                                Cottage, 6,Neogy Pukur Bye - Lane,        (Bengal

                                Near Taltala Post office                   Circle)

                                Kolkata - 700 014

                                Tel.: (033) 22653988

     25.       Kurnool              Kumool Guest House                    SBIOA

                                River View Apartments,                   (Hyderabad

                                4th Floor, Near LIC Office,                Circle)                                                                Kurnool - 518001

                                Tel.: (08518) 225390

     26.       Lucknow            SBIOA  Guest House,                    SBIOA

                                B-104/10, Nirala Nagar,                   (Lucknow

                                Near Nirala Nagar P.O.,                  Circle)                                                                 Lucknow - 226024

                                Tel. (0522) 2789302

            

     27.       Manali              AISBOF Transit House                   SBIOA

                                C/o Hotel Classic, Naggar Road,           (Chandigarh

                                New Manali - 175131(H.P.)                Circle)

                                Tel.: (01902) 252315

     28.       Mumbai             AISBOF Bhawan &                      SBIOA

                                V.I.P. Guest house,Royal Appt.,    

                                Shivaji Nagar Housing Society,             (Mumbai

                                Building No.3, Plot No.6,                  Circle)

                                Bhau Daji Road, Extn. ,

                                Opp. Sion Medical collage,

                                Sion, Mumbai - 400 022

                                Tel.:(022) 24035226

     29.       Mussoorie          Hotel Sunrise,SBIOA(Delhi Circle),         SBIOA

                               Guest House, Library Raod,               (Delhi Circle)

                                Mussoorie(Uttrakhand)

                                Tel.: (0135) 2631180

 

     30.       Mount Abu          Hotel Kabras - INN, Sunset Road,          SBIOA

                                Opp. Savera Hotel,                       (Ahmedabad

                                Mount Abu - 367501,                     Circle)

                                Tel.: (02974) 238095

                      

     31.       New Delhi           AIBOC Transit Qtrs. at Delhi               SBIOA

                                7/13 (1st Floor), (Parliament Str.)          (Delhi Circle)

                                Old Rajinder Nagar, Water Tank,          

                                New Delhi - 110060                     

                                Tel.: (011) 25720817        

     32.       -do-                 SBIOA  Transit House                    SBIOA

                                A - 1 , New Krishna Park, Vikaspuri,         (Delhi

                               New Delhi - 110018                      Circle)

                               Tel.:(011) 65090900

 

     33.       Panchgani          PANCHGANI GUEST HOUSE           SBIOA                                                                 Jai Bhavani Co-op. Housing                     (Mumbai

                                Society, Plot No. 6, Behind Sai             Circle)

                                Palace Hotel, Mahabaleshwar Rd.,

                                Panchgani - 412805

                                (Satara Dist.), Maharashtra

                                Tel.(02168)-241936              

     34.       Patiala              ABOA Bhavan ,                         ABOA                                                      State of Patiala,                             (Patiala

                                No. 590,S.S.T. Nagar,Rajpura Road,        Unit)

                                Patiala - 147001

     35.       Patna               Patna Guest House                      SBIOA

                                SBIOA  Co-op. Guest House,              (Patna Circle)

                                2/35, S.K. Puri, Opp. Krishna Apts.,

                                Patna - 800001

                                Tel. (0612) 2212660

     36.       Pelling              New Bintan Hotel,Lower Pelling,            SBIOA

                                P.O. Pelling                            (Bengal

                                West Sikkim                            Circle)

 

     37.       Port Blair           SBIOA Transit Cottage,                  SBIOA

                               ISLAND HOUSE, Vill.: Haddo            (Bengal

                                D.No. 101,Jawaharlal Nahru Road,         Circle)

                                Port Blair - 744102

                                Tel.: (03192) 238180

 

     38.       Pune                Flat No. 406, Gulmohor Bldg.,              SBIOA

                                SBI Zonal Office Complex                 (Mumbai

                                2420, East Street,                        Circle)

                                Pune - 411001

                                Tel.: (020) 26361282

 

     39.       Puri                 Hotel Golden Legun,                     SBIOA

                                Behind Puri Hotel & Near King             (Bengal

                                Fisher Hotel, Gopal Bellav Road,           Circle)

                                Sea Beach, Puri

     40.       Puri                 P.V.S. Mumorial Transit House,            SBIOA

                                Opp. SBI Station Bazar Branch,            (Bhubaneswar

                                VIP Road, Puri - 752002.                  Circle)

                                Tel.: (06752) 228758

     41.       Puri                 SBI Officers Co - op.                    SBIOA

                                Credit Society Orissa Ltd. Cuttack

                                Transit House,Opp.                       (Bhubaneswar

                                SBI Station Bazar Branch,                 Circle)

                                VIP Road, Puri - 752002.

                                Tel.: (06752) 228758

     42.       Sambalpur          SBI Officers Association                  SBIOA

                                Transit House, Kumbhar Para,             (Bhubaneswar

                                Golbazar Chowk,Sambalpur              Circle)

                                Mobile: 9437164959

     43.       Shimla              SBIOA Transit House,                    SBIOA

                                Flat No. 5, Block No. 29,Phase III,          (Chandigarh

                                SDA Colony Bellow Bishop Cotton          Circle)

                                School (BCS), New Shimla(H.P.)

                                Tel.: (0177) 2673045

     44.       Siliguri              Siliguri Guest House                     SBIOA

                                112, M.N. Sarkar Road,                  (Bengal

                               2nd Floor, Mahananda Para,               Circle)

                               Siliguri-734 401

                                Tel.: (0353) 2432313

     45.       Tirupati             Tirupati Guest House                     SBIOA

                               Flat No. 30, Padmavaathi Apts.,            (Hyderabad

                               Kakatiya Nagar,                               Circle)

                               Near SBI Holiday Home,

                               Tiruchanur Road,

                               Tirupati - 517501

                               Tel.: (0877) 2252014

     46.       Tirupati              2nd & 3rd Floor,                         ABOA &

                                Shivaru Constructions,                   (Hyderabad

                                9, Rayala Cheruvu Road,                 Unit)

                                Near Padam Theatre,

                                Tirupati - 517501

                                Tel.:(0877) 2246561

    

     47.       Udagamandalam     SBIOA Transit House,                    SBIOA

                                133,Hadfield Road, Ooty-Mysore           (Chennai

                                Highway,Near Hillbunk/Ooty Club,          Circle)

                                Udagamandalam-643001

                                Tel.:(0423) 2449001

     48.       Varanasi            SBI OfficersAssociation                  SBIOA

                                Guest House,19/132-15,Varuna            (Lucknow                                                               Apartment Colony,Zazid Bazar,           Circle)

                                Near U.P. Motors,Varuna Bridge,

                                Varanasi

                                Tel.:(0452)2500174

                                                            

     49.       Vijayawada         Vijaywada Guest House                  SBIOA

                                Transit Guest House,                     (Hyderabad

                                Ground Floor,                           Circle)

                                Plydaiah Street, Labbipet,

                                Vijayawada - 520010 (A.P.)

                                Tel.: (0866) 2479131

     50.       Visakhapatnam      SBIOA Guest House,                    SBIOA

                                H.No. : 28-11-11 Prem Plaza,              (Hyderabad

                                1st Floor, Suryanbagh Street,              Circle)

                                Backside Raghavendra Lodge,

                                Jegadamba Centre

                                Visakhapatnam - 530020                                                                                       Tel.:(0891) 2573510.

 

    51.        Vrindaban          Flat No. 502 (Ground floor)                   SBIOA

                               Keshav Kunj,                               (Delhi Circle)

                               Opposite ISKCON Temple,

                               Vrindaban, Distt. Mathura (UP)

 


I.   SALARY & ALLOWANCES

1.   SCALES  OF  PAY

Scale       w.e.f. 1.2.1984                 w.e.f. 1.1.1987

JMGS-I       1175-60-1475-70-1895             2100-120/16-4020

             EB-95-2275-100-2675             

MMGS-II      1825-100-2925                   3060-120/10-4260-130/

                                          1-4390+2 Stag.inc.of Rs.130/- each

MMGS-III      2650-100-3250                   4020-120/2-4260-130/

                                         5-4910+1 Stag.inc. of Rs. 140/-

SMGS-IV      2925-105-3450                   4520-130/3-4910-140/

IV-A          3300-110-3630-115-3745            1-5050-150/2-5350

SMGS-V       3600-125-4225                   5350-150/4-5950

TEGS-VI       4100-125-4475                   5950-150/4-6550

TEGS-VII      4600 (Fixed)                    6400-150/4-7000

              w.e.f. 1.11.1992                w.e.f. 1.4.1998

JMGS-I       4250-230/3/4940-350-              7100-340/16-12540

             5290-230/12-8050               

MMGS-II      6210-230/11-8740 Stag             9820-340/11-13560 Stag

             1-8970 Stag.2-230-9200             1-13900 Stag.2-14240

MMGS-III      8050-230/5-9200-250/2-9700          12540-340/5-14240-380/2-15000

             Stag.1-250-9950 Stag.2-10200        Stag.1-15380 Stag.-15760

SMGS-IV      8970-230-9200-250/5-10450          13900-340/1-14240-380/5-16140

SMGS-V       10450-250/4-11450                16140-380/4-17660

TEGS-VI       11450-300/4-12650                17660-420/4-19340

TEGS-VII      12650-300/2-13250-               19340-420/2-20180-520/

             350-13600-400-14000              1-20700-600/1-21300

tegss-i                                   21900-600-22500

tegss-ii                                  23100-600-23700

              w.e.f. 1.11.2002

JMGS-I       10000-470/6-12820-500/3-14320-560/7-18240

MMGS-II      13820-500/1-14320-560/10-19920

MMGS-III      18240-560/5-21040-620/2-22280

SMGS-IV      20480-560/1-21040-620/5-24140

SMGS-V       24140-620/4-26620

TEGS-VI       26620-680/4-29340

TEGS-VII      29340-680/2-30700-900/1-31600-1000/1-32600

TEGSS-I       32600-1000/3-35600

TEGSS-II      35600-1100/3-38900

NOTE:

1.  Stagnation increments are payable 3 years after reaching maximum.

2.  Second Stagnation increment in MMGS-III after three years of receiving the  first stagnation increment, to such officers who are in substantive Scale-III.

2. FITMENT

Fitment shall be stage-to-stage i.e. on corresponding stages from 1st stage onwards and the increments shall fall on the anniversary date as usual.

 

3.  FITMENT FORMULA - NEW PROMOTEES

   Consequent upon the wage revision of workmen staff and officers under 8th Bipatite Settlement w.e.f. 1.11.2002, the existing formula for salary fitment has been revised, the salient features of which are as under:

i)  The Adjusting Pay and Personal Allowance payable to officers on promotion at various stages of pay for protecting their notional clerical pay which includes Basic Pay + FPP + PQP w.e.f. 1.11.2002.

ii)  The Adjusting Pay shall be redetermined on the anniversary date of clerical as well as officers date of increment after effective date of fitment till the Adjusting Pay become Nil which qualify for DA, HRA, CCA and Super Annuation Benefits etc.

iii) The Personal Allowance of Rs. 560/- will be tapered off after reaching Basic Pay of Rs. 22,900/- at the rate of 1/2 of the allowance in two instalments against future increments. Personal Allowance does not qualify for DA, HRA, CCA and Super Annuation Benefits etc.

iv) The inter se anomalies, if any, on account of revised fitment/protection formula would be looked into on case-to-case basis.

v)  The fitment formula will be implemented in respect of the employees promoted on or after 1.11.2002. The provisions of Adjusting Pay and Personal Allowance will also be effective from 1.11.2002.

4.  AUTOMATIC MOVEMENT

   Officers in Scales I & II shall be allowed to earn further increments, including stagnation increment in the next higher scale one year after reaching maximum in the respective scale subject to crossing of an efficiency bar. Automatic movement in the next higher scale shall not amount to promotion and the officer in receipt of such movement shall not be given any privileges, perquisites, duties, responsibilities or posts of the higher scale.

   Such Moved officers, when they are given actual duties of Scale II or III shall be entitled to draw officiating allowance.

   Moved officers, who are provided quarters/leased accommodation, shall be required to pay 1.75% of 1st stage of scale in which they draw increment.

5.  DEARNESS  ALLOWANCE (w.e.f. 1.02.2005)

   D.A. shall be payable for  every rise or fall  of four points over 2288 points in the quarterly average of the All India Average Working Class Consumer Price Index (General) Base 1960=100 at 0.18 % of pay.

6.  CITY COMPENSATORY ALLOWANCE (w.e.f. 1.11.2002)

Area                                                        Rate                         Maximum Amount

(i)  Places in Area 1 and in the                               4% of Basic                      Rs. 540/-

    State of Goa                                               Pay

ii)  Places with population of 5 lakhs                         3% of Basic                      Rs. 375/-

    and over and State Capitals and                              Pay

    Chandigarh, Pondicherry & Port Blair

7.  HOUSE RENT ALLOWANCE  (w.e.f. 1.11.2002)

a)     Major 'A' Class cities and                     8.5 % of pay

      Project Area Centres in Group-A  

b)     Other places in Area I                        7.5% of pay

      and Project Areas in Group-B     

c)     Other places                                6.5% of pay

On production of rent receipt and on capital cost basis - 150% of HRA as above

NOTE:

i)  There is no ceiling on HRA.

ii)  On production of Rent Receipt, HRA payable will be actual rent paid minus 1.75% of first stage of the Scale in which officer is placed with a maximum of 150% of the HRA payable otherwise, whichever is lower.

iii) Those, who stay in self-owned accommodation, shall be eligible for HRA on the same basis as mentioned above as if they were paying by way of monthly rent a sum equal to 1/12th of the higher of (a) or (b) below :-

   a)    The aggregate of Municipal Taxes payable in respect of the  accommoda           tion and  12% of the capital cost of the accommodation, including the cost                of the land and, if the accommodation is part of building, the proportionate               share of the capital cost of the land attributable to that accommodation,             excluding the cost of special fixtures, like air-conditioners etc.

   b)    The annual rental value taken for Municipal assessment of the accommodation.

iv) HRA on capital cost basis is also permissible to officers transferred to (a) other circles  (b) difficult centres (c) rural centres (d) Circle Audit Department and (e) corporate centre.

8.  FIXED PERSONAL PAY (FPP) (w.e.f. 1.11.2004)

   Fixed Personal Pay together with House Rent allowance shall be at the following rates and shall remain frozen for the entire period of service.

                 Increment                 DA as on              Total FPP payable where

                Component                1.11.2002              Banks accommodation is

                                                                     Provided

                   (Rs.)                     (Rs.)                         (Rs.)

               Rs.      560/-               Rs.     23/-                 Rs.      583/-

               Rs.      620/-               Rs.     25/-                 Rs.      645/-

               Rs.      680/-               Rs.     28/-                 Rs.      708/-

               Rs.     1000/-               Rs.     41/-                 Rs.     1041/-

 

Note:

)   FPA as  indicated in C above shall be payable to those officer employees who are provided with Banks accommodation.

ii)  FPA for officers eligible for HRA shall be A + B + HRA drawn by the concerned officer employee when the last increment of the relevant scale of pay is earned.

iii) The increment component of FPA shall rank for superannuation benefits.

9.  Grant of Computer Increment to Scale-IV & above

Officers promoted to Scale-IV and above from the promotion year 2003-04 onwards and fitted at the first stage of pay scale on promotion are eligible for grant of an additional increment provided they were in service i.e. on 1.11.1993.

10.       SPECIAL COMPENSATORY ALLOWANCE

a) Those officers who were in service as on 23.7.2003 and were already drawing Special Compensatory Allowance at old rates will be paid the same at the following rates w.e.f. 1-10-2001

Basic Pay                    Amount

Rs. 10000/- to Rs. 16560/-            Rs.    575/-

Rs. 17120/- to Rs. 19920/-            Rs.    650/-

Rs. 20480/- to Rs. 21040/-            Rs.    700/-

Rs. 21660/-                        Rs.    850/-

Rs. 22280/- to Rs. 32600/-            Rs.   1,000/-

b) Those officers who were not already drawing Special Compensatory Allowance will be paid the same w.e.f. 1-10-2001 or date of joining whichever is later provided they were in the service as on 23.7.2003, at the following rates :

     Basic Pay                         Amount

  Rs. 10000/- to Rs. 16560/-                Rs.225/-

  Rs. 17120/- to Rs. 21660/-                Rs.300/-

  Rs. 22280/- to Rs. 32600/-                Rs.450/-

11.      PROFESSIONAL QUALIFICATION PAY (w.e.f. 1.11.2002)

  On reaching maximum of scale, officers will be granted Professional Qualification Pay as under :-

   a)         Those who have passed          Rs. 300/- pm* after 1 Yr.

             only part-I of CAIIB/JAIIB

   b)         Those  who have passed         Rs. 300/- pm* after 1 Yr.

             both parts of CAIIB               Rs. 750/- pm* after 2 Yrs.

Note:

i)  PQP shall rank for DA, HRA and Superannuation benefits.

ii)  PQP & FPP may be released simultaneously, wherever applicable. However, the second component of PQP would be released one year after the release of first component.

12.   C.A.I.I.B. INCREMENTS

       Part-I            1 increment in the scale

       Part-II            1 increment in the scale (total 2)

13.      PROVIDENT FUND / PENSION FUND :

     Provident Fund            10% of Basic Pay

     Pension Fund             10% of Basic Pay

Pay shall include stagnation increments, P.Q.A. and increment component  of F.P.A.)

14.      OFFICIATING  ALLOWANCE

   Payable for officiating in a higher grade/scale for a period of not less than seven days in a month at the rate of 6% of basic pay without ceiling per month. It will rank for PF but not for other purposes. (To be paid pro rata if number of days officiated is less than a month.)

   For revised categorisation of post, the allowance will be paid from the date of circular of revised categorisation.

   Not payable while on leave (even Casual Leave), on deputation, training or while taking over new assignments, etc.

Extension of benefits for the posts on which officiating is in a regular manner

i)  Where an officer is called upon to officiate in a higher grade position on more or less regular basis without stipulating any fixed period, apart from the allowance, he would get such entitlements that go with the post or grade to which the post is categorized:

   a)    Residential Accommodation

   b)    Conveyance (not for journeys outside the HQ on official duty, LFC/HTC)

   c)    Halting Allowance

   d)    Personal Entertainment (permitted on pro rata basis)

   e)    Newspaper

   f)     Casual Labour

   g)    Telephones / Brief Case

The benefits will not be provided in case of officiating as a stopgap arrangement.

15.   DEPUTATION  ALLOWANCE (w.e.f. 1.6.2005)

     a)      Training Centres and                    4% of BP max. Rs.750/-

           locally established organisations

     b)     Outside the Bank                7.75% of BP max. Rs.1500/-

16. HILL  &  FUEL  ALLOWANCE (w.e.f. 1.11.2002)

     a)     Altitude of 3000 metres and above          5.0% of Pay -

           Max. Rs.1150/- p.m.

     b)     Altitude of 1500 Metres and above          2.5% of Pay -

           but less than 3000 metres                 max. Rs.500/- p.m.

     c)     Altitude of 1000 metres and above          2.0% of Pay -

           but less than 1500 metres                 max. Rs. 400/- p.m.

            & Mercara Town

Note:

Officers posted at places with altitude of 750 metres and above but less than 1000 metres which cannot be reached without crossing an altitude of 1000 metres or more, will be paid Hill & Fuel Allowance at the rate applicable to centres with altitude of 1000 metres and above.

17.  PROJECT AREA COMPENSATORY ALLOWANCE (w.e.f. 1.11.2002)

     a)   Project area falling in group A           Rs.210/- Per Month

            

 

b)   Project area falling in group B            Rs.185/- Per Month

18.      SPLIT  DUTY  ALLOWANCE (w.e.f. 1.11.2002) :

It will be paid at the rate of Rs. 125/- p.m. if the working hours during a day are split with a minimum interval of 2 hours. It will not rank for payment of DA or any other benefit but will be taken for computing leave encashment.

19.      DISCOMFORT ALLOWANCE (Liaison Officers & Security Officers) :

   Rs. 1000/- per month.

20.      SPECIAL  AREA  ALLOWANCE (w.e.f. 1.11.2002)

  Area                               Pay From         Pay From

                                   10000-14000     14001 & above*

  Uttar Pradesh : Areas under Chamoli    Rs. 1,000/-        Rs. 1,300/-

  Pithora Garh and Uttar kashi Districts

  Other areas of Border Distt. of         

  Pithoragarh and Uttarkashi (including

  Distt. HQ of Uttarkashi.                     

  Champawat District (including areas         

  Lohaghat)

  Areas under Rudraprayag              Rs.  800/-         Rs. 1,050/-

   and Champavat Districts.

21.      Incentive to Officers posted to N.E. Region/Andaman & Nicobar and Lakshadweep Islands

   Officers posted to these regions from other parts of the country are entitled to ad-hoc temporary incentive as under

22. CONVEYANCE  ALLOWANCE / REIMBURSEMENT OF CONVEYANCE EXPENSES

                        AREA-I CENTRES               AREA-II CENTRES                    

                               WITH POPULATION             WITH POPULATION            OTHER CENTRES

  C A T E G O R Y               OF 12 LACS & ABOVE            OF 1 LACS & ABOVE

                               Petrol      Certificate            Petrol      Certificate          Petrol      Certificate

                              Charges      Basis*            Charges      Basis*          Charges      Basis*

                                Lts.**         Rs.               Lts.**         Rs.             Lts.**         Rs.

A)    Who owns car -                                                                                     

i)     Scale IV & V                 105         1475                95          1300              85          1130

ii)    Scale III                     95          1475                85          1300              75          1130

iii)    Scale II                      80          1185               75          1130              70          955

iv)    *JMGS-I                      60          815                55          725              50          640

iv)    **JMGS-I                     55          725                50          650              45          575

B)    Officers who maintains two-wheelers other than those in (C) below.

i)     Scooters/Motor               50          815                45          725              40          640

      Cycles

ii)    Mopeds                     40          815                35          725              30          640

C)  Officers who have put in five years but less than seven years of service or drawing basic pay of Rs. 13,820/- or above maintains two-wheelers.

i)     Scooters/Motor               45          725                40          650              35          575

      Cycles

ii)    Mopeds                     35          725                30          650              30          575

D)  Monetary Ceiling in respect of conveyance reimbursement for officers not owning vehicle.

i)   SMGS-IV & V                              960

ii)  MMGS-II & III                              785

iii)  JMGS-I (incl. TOs & POs)                   610

 

* Posted as BM, MoD, FO, Acct., Sys. Admn., Proj. Offr. etc. and those JMGS-I who have put in atleast 7 yrs. of service

** who have put in 5 years but less than 7 years of service or draw B.P. of Rs.13,820/- or above.

Note:

i)  From the month of October 2008, reimbursement of Petrol expenses is permissble without production of Bills

i)  Option regarding reimbursement on petrol/certificate basis may be exercised only once. However, option can be changed on change in type of vehicle, residence or place of posting.

ii)  Accumulation of permissible quota of petrol upto the end of each calendar quarter is permitted. Where an officer proceeds on long leave i.e. 14 days or more, it will not be permissible to carry over the unavailed quota in respect of such period of leave.

iii) All journeys for official purposes made within a radius of 10 kms. are covered in the consolidated bill. However, for journeys beyond 10 kms., no deduction need be made for first 10 kms.

iv) In case of diesel-run cars, the cost of prescribed quantity of diesel instead of petrol will be reimbursed.

v)  Joining time cannot be treated as on duty for the purpose of reimbursement of conveyance expenses.

23.      OUT - OF - POCKET  EXPENSES

i)  Journeys completed on the same day  (w.e.f. 1.12.2006)

   An officer, who is deputed locally and remains away for  atleast 4 hours, may be permitted to claim out-of-pocket expenses @ half of halting allowance payable to him or Rs.275/-* per day, whichever is lower, subject to following:-

a)       Where an officer proceeds   At least 15 Kms. from office

         from Office                and 5 Kms. from residence

b)       Where an officer proceeds   At least 15 Kms. from residence and

           from residence             5 Kms. away from office

ii)  Others  (w.e.f. 1.6.2007)

Officers posted at Airport Offices, Service Branches, MICR Branches, SWIFT Centres and branches having extended business hours, who attend office before 8.00 AM or after 8.00 PM, will be paid out of pocket expenses upto Rs. 200/- per day.

iii) Reimbursement of Out of Pocket Expenses to Liaison Officers (w.e.f. 1.1.2008)

A. Period of Detention at airport/railway station

(To be reckoned as before & after office hours)

Charges reimbursable towards tea/snacks/ breakfast (Rs.) per day

i) Upto 3 hours

Rs. 100/-

ii) More than 3 hours but upto 6 hours

Rs. 220/-

iii) More than 6 hours

Rs. 400/-

B. If the period of detention is during lunch time i.e. between 12 noon to 2 pm,

Rs. 100/-

ii) If the duties other than between 12 noon and 2 pm during office hours

Rs. 60/-

 

iv) Reimbursement of Out-of-pocket expenses to retired officials on account of their presence in the Court

   Out-of-pocket @ Rs.150/- per diem will be reimbursed to such retired officers, who are required to attend a local court or when they are summoned as witnesses for attending departmental disciplinary cases or when they are summoned by CBI as prosecution witnesses in their local offices/Courts. The amount may be reimbursed by the branch/office which is connected with the case/which has issued the letter requesting the official to attend the case, on certificate basis, by debit to its Charges Account - Sundries.

24.      CLOSING  ALLOWANCE

   Rs.250/- per half-year payable at the end of September & March to all officers, other than those posted in Administrative Offices or on deputation to outside agencies where such allowance is not payable and those under suspension.

II.  TRANSFER / TRAVELLING ALLOWANCE Etc.

1.   BOARDING  &  LODGING  EXPENSES :

     Reimbursement of actual hotel tariffs restricted to single accommodation charged in ITDC hotels and  boarding expenses at rates given below :-

 Grade/            Eligibility               Max. Room Tariff Permissible                     Boarding Charges

  Scale             in ITDC                   [ Non-ITDC Hotels ]

                   Hotels                  (w.e.f. 01.06.2007)                           (w.e.f. 01.06. 2005)

                                 Major          Area-I          Other        Major            Major    Area-I    Other

                                 A                         Places        Metros           A              Places

                                 Rs             Rs            Rs          Rs              Rs      Rs      Rs

TEGSS I & II        4 Star AC       8500/-          4250/-          3750/-         700/-               600/-     550/-     500/-

TEGS VI & VII      4 Star AC       6800/-          3400/-          3000/-         700/-               600/-     550/-     500/-

SMGS IV & V       3 Star AC       4000/-          2400/-          2000/-         700/-               600/-     550/-     500/-

MMGS II & III     2 Star Non AC      2400/-          1600/-          1200/-          550/-              550/-      500/-     400/-

JMGS-I         1 Star Non AC      1600/-           1200/-             800/-          550/-             550/-     500/-     400/-

 

Explanation:

i)  Major A Cities: Mumbai, Delhi, Kolkata, Chennai, Ahmedabad, Bangalore & Hyderabad.

ii)  Area-I Centres: Pune, Nagpur, Surat, Lucknow, Vishakhapatnam, Kanpur, Patna, Jaipur, Coimbatore, Kochi, Indore, Bhopal, Vadodara, Ludhiana, Madurai, Varanasi and Agra.

iii) For purpose of Boarding Expenses - Delhi, Mumbai, Chennai, Kolkata are classified as Major Metros only for Officers in Scale-IV and above.

Note:

i)  Officers in Top Executive Grade - Scales VI and above - who are unable to stay in eligible ITDC hotels in Delhi, Kolkata, Mumbai, Chennai and Bangalore within the permissible room tariff, may be reimbursed actual lodging expenses for staying in other hotels not exceeding 125% of the room tariff of their entitled class at these centres.

ii)  The taxes levied beyond the stipulated tariff ceiling are reimbursible. But, service charges, if shown independently, may be reimbursed within the limit of room tariff only.

2.        HALTING ALLOWANCE (w.e.f. 1.6.2005)

GRADE/                        4 METROS                  MAJOR 'A'           AREA-I  OTHER

SCALE                       [ Delhi, Kolkatta,                                     CENTRES

                           Mumbai & Chennai ]

SMGS-IV                        Rs. 700/-                    Rs. 600/-            Rs. 550/- Rs. 500/-

& above

SCALES                         Rs. 550/-                    Rs. 550/-            Rs. 500/- Rs. 400/-

I, II, III

Provided that

a)  Where  the  total  period  of  absence   is  less  than  8  hours,  but  more  than  4  hours, halting  allowance is payable @ 1/2 of  the above rates.

b)  Where free  lodging  is provided  at  the  place  of  halt,  3/4th  of  the  Halting  Allowance is  payable.

c)  Where free boarding is provided at the place of halt, 1/2 of the Halting  Allowance  is payable.

d) Where  free  boarding  and  lodging  are  provided at  the  place  of  halt, 1/4th of  the Halting Allowance is payable. Where, however, an officer claims boarding expenses on declaration basis without production of bills for actual expenses incurred, he shall not be eligible for 1/4th of the Halting Allowance.

 

e)  When an officer claims  reimbursement  of  actual  expenses  on  boarding and lodging, he will  also be eligible for 1/4th of the Halting Allowance.

f)  A supplementary  Halting  Allowance @ Rs. 20/-  per  day  for  halt  outside  headquarters on inspection duty is payable to all Inspecting Officials.

g)  If an officer claims reimbursement of boarding expenses on declaration basis without poduction of bills, he/she shall not be eligible for 1/4th of Halting allowance.

h)  If an officer is posted at difficult centre, he/she may, receive full Halting Allowance at the place of halt even if he/she been provided with residential accommodation thereof.

For the purpose of computing Halting Allowance, per diem shall mean each period of 24 hours or any subsequent part thereof, reckoned from the reporting time for departure in the case of air travel and the scheduled time for departure in other cases, to the actual time of arrival. Where the total period of absence is less than 24 hours, per diem shall mean a period of not less than 8 hours.

 

3.  TRANSFER, TRAVELLING ALLOWANCE ETC.

i)        An officer on transfer will be reimbursed expenses for transporting his baggage by goods train upto the following limits

     Pay Range                   Where he/she     Where he/she

                                  has family       has no family

a)  Rs. 10,000/- to Rs. 13,820/-             3,000 Kg.         1,500 Kg.

b)  Rs. 13,821/- and above                 Full wagon         2,500 Kg. 

ii)  Where baggage is transported by container service of Railways:

  JMGS & MMGS                One Container

  Senior & Top Management                Two Containers

iii) If the officer on transfer is shifting his personal effects between two places by an approved lorry transport, even if the two places are connected by train, reimbursement of expenses may be made at the following rates against submission of bills for the maximum permissible quantity of goods.

   w.e.f.1.8.2006

i)  Hilly Terrain: The officers will be reimbursed @ Rs. 4.20 per kilometer per ton for transfers into and out of hilly terrains.

ii (a) Other than hilly terrain: The officers transferred to shorter distances in places other than hilly terrain will be reimbursed @ Rs. 2.80 per kilometer per ton upto 600 kms.

ii (b) The officers transferred to shorter distance below 300 kms. in places other than hilly terrain will be reimbursed @ Rs. 2.80 per kilometer per ton for minimum 300 kms.

ii (c) The officers transferred to distances beyond 600 kms. other than hilly terrain will be reimbursed @ Rs. 1.40 per kilometer per ton beyond 600 kms. taken as incremental.

(The rates will apply on slab basis i.e. for a distance upto 600 kms. the rate will be Rs. 2.80 and beyond 600 kms. the rate will be Rs. 1.40)

 

4.  INCIDENTAL EXPENSES - ON PERMANENT TRANSFER (w.e.f. 1.11.2007)

A lumpsum amount for packing, local transportation, insuring the baggage etc. are payable on permanent transfer, as under

           Grade                    Lump Sum

   Officers in Scale IV and above         Rs. 18000/-

   Officers in Scale I, II & III              Rs. 14000/-

5.  JOINING TIME ON TRANSFER

   Not exceeding seven days exclusive of number of days spent on travel when the officer is transferred to a different centre.

6.  MID-ACADEMIC YEAR TRANSFER ALLOWANCE (w.e.f. 1.1.2004) :

   Mid-academic year transfer allowance shall be payable to officers including POs and TOs, at Rs. 500/- pm, irrespective of number of children, from the date the officer reports at the later place upto the end of the academic year or till all the children cease studying at the former place whichever is earlier.

7.  ENTITLEMENT FOR TRAVEL

     JMGS-I          Ist Class/AC II Sleeper. Air Economy Class, if permitted by Competent Authority not below the rank of DGM.

     MMGS-II & III      Ist Class/AC II Sleeper. Air Economy Class, if the distance is beyond 1000 kms. For shorter distances, if permitted by Competent Authority not below AGM.

     SMGS-IV & V       AC Ist Class by Rail or by Air Economy Class.

8.  TRAVELLING EXPENSES ON RETIREMENT

a)  On retirement, an officer will be eligible to claim travelling allowance, baggage and other expenses for himself/herself and his/her family as on transfer from the last station at which he/she is posted to the place where he/she proposes to settle down on retirement.

b)  An officer who dies while in service, the cost of transportation of his personal property and the fares of his dependent family members from his last place of posting to the place where the family proposes to settle down may be reimbursed.

9.  REIMBURSEMENT OF TRAVELLING EXPENSES BY OWN CONVEYANCE

   In case of travel by own vehicle for duty, with permission of Competent Authority, or for transporting own vehicle on transfer, reimbursement will be at following rates:

a)   Vehicle                              Rates (w.e.f. 1.1.2004)

     Car - Capacity 1000 cc or more             Rs. 5.80 per Km.

         Capacity less than 1000 cc              Rs. 4.60 per Km.

b)   Scooter                                 Rs. 2.80 per Km.

     c)   Moped                                   Rs. 2.00 per Km.

10.      Foot Allowance

   Rs.1.20 per km. for journey undertaken on foot to the places which are not connected by road or any type of public transport.

III.  ACCOMMODATION, FURNITURE

1.  LEASED RESIDENTIAL ACCOMMODATION (w.e.f. 1.1.2008)

Scale          Major A       Cat. A         Cat. B        Cat. C

   JMGS-I       10000/-         7500/-           4500/-          3300/-

   MMGS-II      10500/-         8000/-           4750/-          3500/-

   MMGS-III     11000/-         8250/-           5000/-          3900/-

   SMGS-IV      12000/-         9000/-           5300/-          4200/-

   SMGS-V      13000/-         9500/-           5750/-          4750/-

   TEGS-VI      22000/-        14000/-          10000/-          NA

   TEGS-VII      25000/-        18000/-          14000/-           NA

Note:

i)  Major A - Delhi, New Delhi & Gurgaon Centres.

ii)  Category A - Centres with population 7 lacs and above, i.e. Agra, Dehradun, Faridabad, Ghaziabad, Jaipur, Meerut, Noida, Ballabhgarh & Jodhpur.

iii) Category B - Centres with population 2 lacs & above but below 7&1/2 lacs, i.e. Ajmer, Aligarh, Alwar, Bikaner, Bharatpur, Bhilwara, Firozabad, Ganganagar, Hapur, Hardwar, Jodhpur, Kota, Mathura, Muzaffarnagar, Nainital, Saharanpur, Sonipat and Udaipur.

iv) Category C - All other Centres.

Houses / Flats taken on lease on Economic Rent basis:

The economic rent in respect of houses/flats taken on lease by the Bank should be calculated -

i)  at the time of initial lease, and

ii)  when the rental ceilings of leased accommodation to be provided to officers are revised.

As long as the economic rent is lower than the rental ceilings applicable, it should be calculated as on 31st March every year.

The rent payable shall be lower of the economic rent and the rental ceiling applicable to the officer tenant.

 

Leased Accommodation to Officers posted at Rural Centres:

i)  An officer posted at a rural centre may be permitted to avail leased house accommodation (and not Banks flat) at a place of his choice.

ii)  The officer must reside at the place of his posting at his own cost.

iii) In case he keeps his family at the place of choice, the rental ceiling applicable to the centre where the leased accommodation is provided irrespective of the place of posting, shall be applicable. Where such accommodation provided to him by the Bank at the previous place of posting is required by the Bank, he can be permitted to arrange alternate leased accommodation thereat within the rental entitlement of the place of accommodation.

iv) An officer living in his own house and drawing HRA on Capital Cost basis at the place of his previous posting and who does not shift his family from that place, shall be permitted to continue to draw it on Capital Cost basis during his tenure at the identified rural centre.

v)  In respect of officers who are posted as Branch Managers at rural centres where official residence earmarked for Branch Manager is available, the officer shall occupy the house and rent will be recovered at the usual rate. Such officers will also be entitled for second leased accommodation at the place of his previous posting or place of his choice, as above, and usual recovery will be made for both accommodations.

vi) In respect of officers who are posted as Branch Managers at rural centres where official residence earmarked for Branch Manager is available, the officer shall occupy the house and rent will be recovered at the usual rate. Such officers  will also  be entitled for second leased accommodation at the place of his previous posting or place of his choice, as above, and usual recovery will be made for both accommodations.

2.  Leased Accommodation at Place of Choice

   Officers in Grade-I to V are permitted to avail leased accommodation at a place of their choice. The rental ceiling will be applicable to the centre, where the leased accommodation is provided irrespective of the place of posting of the officer. They can also retain their families in own house constructed with Banks finance at the place of choice by drawing HRA on capital cost basis at the rate applicable to the place of posting or the place where house is situated, whichever is lower.

3.  FURNISHED ACCOMMODATION / RECOVERY

   Officers, who have or are  working in specified positions will be provided with furnished accommodation. Recovery will be made @ 1.75% of the first stage of basic pay of scale in which the officer is placed or standard rent, whichever is lower. Additional recovery of 0.4% of first stage will be made for furnished accommdation.

4.  STANDARD RENT RATES

Living Area             Std. Rent          Living Area         Std. Rent

   Upto 50 metres        Rs. 113/-        151 to 180 metres       Rs. 433/-

   51 to 60 metres        Rs. 135/-        181 to 225 metres       Rs. 510/-

   61 to 75 metres        Rs. 157/-        226 to 300 metres       Rs. 728/-

   76 to 90 metres        Rs. 209/-        301 to 400 metres       Rs. 901/-

   91 to 105 metres       Rs. 252/-        401 to 550 metres       Rs.1073/-

   106 to 120 metres      Rs. 296/-       Beyond 550 metres      Rs.1250/-

   121 to 150 metres      Rs. 362/-

For servant quarters and garage allotted independent of the regular accommodation, the following flat rates may be recovered:

a)     Servant quarter      Rs.17/-per month

b)  Garage                Rs.10/-per month

There is no change in the norms for measuring/determining Living Area for the purpose of Standard Rent.

4.  CAR PARKING CHARGES (w.e.f. 1.1.2008)

An officer may be reimbursed, over & above rental ceiling, an amount upto Rs. 500/- for centres Major-A, Rs. 400/- for A and Rs. 200/- for B p.m. towards car parking charges levied by Societies, Co-operatives or Welfare Associations (unregistered also). The parking charges reimbursed should relate to parking of cars/four wheelers only standing in the name of the officer concerned and not for two wheelers. In case of Centre C category, the Circle CGM may notify maximum 5 centres for payment of car parking charges upto maximum Rs. 100/- p.m.

5.  REIMBURSEMENT OF MAINTENANCE CHARGES (w.e.f. 1.1.2008)

   Maintenance charges, for common services, paid to the Societies by officers who stay in flats may be reimbursed, on production of a receipt for payment thereof, upto a maximum of Rs.1000/- for centres Major A, Rs. 750/- for A, Rs. 500/- for B and Rs. 250/- for C per month over & above the overall lease rental ceilings applicable to them on a case to case basis by the Circle Chief General Manager after satisfying himself as to the genuineness of the claims. The landlords of such flats in the housing societies should specify in writing at the time of offering the flat that the societies concerned charge such maintenance charges and these are not included in the lease rent.

DELEGATION OF ADMINISTRATIVE POWERS

(i) RETENTION OF LEASED ACCOMMODATION / BANKs FLAT ON TRANSFER AND AFTER THE DATE OF RELIEF

Scale                   Period                 Approving Authority

 

  Upto SMGS-IV          Upto 2 months          AGM (Administration)

  Upto SMGS-IV          Beyond 2 months &     DGM & CDO

                        upto 4 months

  SMGS-V                Upto 4 months          DGM & CDO

 

 

 

ii) LEASED ACCOMMODATION AT PLACE OF POSTING

   OR PLACE OF CHOICE WITHIN THE CIRCLE

Scale            Approving Authority

Upto SMGS-V     AGM (Administration)

(iii) LEASED ACCOMMODATION UPTO OFFICERS MMGS-III

Scale            Approving Authority

Upto MMGS-III    CM (Administration)

iv) SANCTION OF PARKING CHARGES / MAINTENANCE CHARGES TO HOUSING SOCIETIES / PAYMENT OF DEPOSIT TO LANDLORD FOR LEASED ACCOMMODATION / PAYMENT REGARDING BROKERAGE / APPROVAL FOR COST OF SPECIALITY DENTAL TREATMENT, PERMISSION TO AVAIL LOANS FROM CO-OPERATIVE SOCIETIES.

   Approving Authority

   CM (Administration)

(v) SANCTION / APPROVAL FOR FURNITURE & FIXTURE ACCOMMODATION FOR SANCTION OF ADVANCE / WITHDRAWAL AGAINST PROVIDENT FUND, PERMISSION TO OBTAIN TREATMENT OUTSIDE HEADQUARTER IN RESPECT OF OFFICERS UPTO SCALE-V.

   Approving Authority

   AGM (Administration)

(vi) FOR ALL ADMINISTRATIVE & FINANCIAL MATTERS IN RESPECT OF AGM (ADMINISTRATION)

Approving Authority

   DGM & CDO

(vii) NO OBJECTION CERTIFICATE - PASSPORT / VISA

Scale            Approving Authority

Upto SMGS-V     AGM (Administration)

(viii) RECOMMENDATION FOR SANCTION OF ADVANCE / WITHDRAWAL AGAINST PROVIDENT FUND

Scale            Approving Authority

Upto SMGS-V     AGM (Administration)

6.  Retention of Leased House / Banks Flat on retirement at all Centres. (W.e.f 26.12.2007)

(a) The officers may retain the accommodation (including designated house),telephone and car upto the maximum of two months from the date of normal retirement with out any approval.

(b) Incase of voluntary retirement, resignation & dismissal/removal from service, the retention period of leased house/banks flat telephone & car will be as under without any approval:

      Cases relating to             Retention Period

     Voluntary Retirement           I month from the date of Voluntary

     (with or without re-emplyment)   Retirement

     Resignation from service       15 days from the date of resignation

     Dismissal/Removal from Service 15 days from the date of receipt of

                                  order of dismissal/ removal from service

(c)(i)On death of the Officer, in case of officer upto SMG Scale-V, the family may be permitted to retain leased accommodation

   Upto 3 months                 By General Manager (Network)

   Upto 12 months                         By Chief General Manager

   (but not later than completion

   of academic year)

ii)  For Officer TEGS-VI & above      By Group Executive/DMD & CDO

 

7.  FURNITURE & FIXTURES

(i)  A new scheme has been designed by the Bank, salient features of which are as under :

   Eligibility

   All officers upto Scale-V, except officers who have joined the Bank on contract basis and are drawing salary on cost to company basis, will be entitled to purchase furniture/fixture of their choice as per following monetary ceilings :

S.No.    Scale/Grade      Quantum of Amount

a)       JMGS-I          Rs.90,000/-

b)       MMGS-II & III      Rs.1,00,000/-

c)       SMGS-IV         Rs.1,10,000/-

d)        SMGS-V          Rs.1,75,000/-

Note:

a)  Officers on probation may be given upto Rs. 20,000/- towards fixtures and after confirmation, they will be entitled for the balance amount as per their eligibility.

b)  Furniture/fixture items have to be purchased from open market.

c)  Officers will be permitted to draw advance for purchase of furniture/fixtures. The cash memo/receipt/bills of purchase to be submitted to the bank within one month. The designated authority will verify the relative furniture items with the bills.

d)  On promotion from one scale/grade to other, officers may purchase additional items within ceiling applicable to the new grade/scale.

e)  The furniture items have to be used for 10 years and thereafter new set will be provided. This facility is limited to three times in a service.

f)  Officers have to carry the furniture on transfer within the eligible transportation charges for household articles.

g)  The original cost of existing furniture will be deducted from the eligible ceiling, if the life of the furniture is less than 10 years.

h)  For replacement of curtains, Rs. 9000/- for JMGS-I, Rs. 10000/- for MMGS-II to SMGS-IV and Rs. 15000/- for SMGS-V per annum including stitching cost will be paid after 3 years from the date of supply/purchase within the overall scale-wise ceiling of furniture and fixtures,

i)  The battery for inverter will be allowed to be replaced after every 3 years upto Rs. 9000/- within the overall scale-wise ceiling prescribed for furniture and fixtures.

j)  Rent of furniture/fixture at the rate of 0.40% of basic pay will be recovered from salary and allowance.

k)  On retirement/VRS/exit/removal/dismissal of the officer, if the officer has put in more than 5 years of service from the date of purchase of furniture and fixture he will be permitted to retain the furniture and fixtures free of cost. However, if the service is less than 5 years, book value will be recovered.

l)  On the death of an officer, family of the deceased officer will be allowed to retain the furniture and fixture free of cost.

8.  FURNITURE MAINTENANCE ALLOWANCE

   Officer will be reimbursed every year beginning January, 2008 above allowance for carrying out repairs etc. at the following rates on certificate basis:

S.No.    Scale/Grade      Quantum of Amount

a)       JMGS-I          Rs.9,000/-

b)       MMGS-II & III      Rs.10,000/-

c)       SMGS-IV         Rs.11,000/-

d)        SMGS-V          Rs.12,000/-

Provision of furniture in own house

   All the eligible officers are now entitled for the facility of furniture even if they are living in own houses not constructed with banks finance or, ancestral/parental houses or any other accommodation.

   (Medical Officers who are governed by a separate set of terms and conditions of service, and/or other officers with  contractual assignments and/or on part-time assignments are not eligible.)

8.  SUPPLY OF CLEANSING / DISINFECTING MATERIALS  (w.e.f. 01.06. 2007)

   Cleansing/disinfecting materials are supplied to officers living in any kind of housing accommodation when they are  supplied furniture, fixture/consumer durables items. The eligible officers may be reimbursed at following rates on certificte basis without production of bills.

S.No.                Category of Officer          Amount per Month

     a)               JMGS-I                        Rs.600/-

     b)               MMGS-II & III                    Rs.750/-

     c)               SMGS-IV                       Rs.825/-

     d)               SMGS-V                        Rs.975/-

     e)               TEGS-VI & VII                   Rs.1200/-

     f)                TEGSS-I & II                    Rs.1500/-

9.  CASUAL LABOUR - DOMESTIC SERVANT (w.e.f. 01.06.2007)

All officers will be reimbursed daily wages paid to casual labour for attending the maintenance of furniture, fixture etc. provided by the Bank at the residence. The eligible officers may be reimbursed at following rates on certificate basis without production of bills.

S.No.                Category of Officer          Amount per Dday

     a)               JMGS-I                        Rs.10/-

     b)               MMGS-II & III                    Rs.15/-

     c)               SMGS-IV                       Rs.25/-

     d)               SMGS-V                        Rs.50/-

     e)               TEGS-VI & VII                   Rs.75/-

     f)                TEGSS-I                        Rs.100/-

   g)                 TEGSS II                        Rs.125/-

IV.  LEAVE / LTC / HTC

1.  Privilege Leave

   One day for every eleven days of service on duty. May be accumulated upto 240 days,except where leave applied for has been refused on administrative grounds. However,period of privilege leave that is allowed to be carried over should necessarily be availed as early as possible, say within 3 months of the following year. In extreme emergent situations, such carry over of leave may be extended upto a period of 6 months. 

2.  Casual Leave

   12 days in a year (not more than 4 days casual leave to be availed of at any one time). May be prefixed or suffixed to or combined with Sundays/Holidays. Such Sundays/Holidays shall not be treated as part of the casual leave.  DGMs/MoDs of Main Branches, BMs of Branches with Accounts Divisions and MoDs not holding custody of security documents, valuables or locker keys are also eligible.

3.  Unavailed Casual Leave

   Casual leave not availed of in any year may be suffixed or prefixed to sick leave in the following three years.

4.  Sick Leave

   At the rate of 30 days (on half pay) for each completed year of service, maximum 18 months in entire service. Additional 3 months for service beyond 24 years @ 30 days per year.

5.  Study Leave

   Only once in the entire service provided the officer has completed five years service and has 5 year residual service left. Maximum period of leave is two years, three years in case of Ph.D. courses.

   50% of salary can be drawn during leave period ermaining 50% on successful completion of study, subject to execution of bond to serve the bank for 5 years after return from study.

6.  Extra Ordinary Leave

May be sanctioned, when other leaves are not available, for absence on account of sickness of self or family, appearing in examinations, for prosecuting higher studies and other reasons beyond the control of the officer by undernoted authorities :-

   DGM - 180 days, GM - 360 days, CGM - 720 days, C.O. - Beyond 720 days

   *     Restoration of seniority on account of EOL can be done by CGM upto 180          days and by C.O. beyond that.

   *     EOL will not count for pension, increment, seniority (unless restored as            above)

7.  Maternity Leave (w.e.f. 1.4.2000)

i)  Leave upto a period of 6 months at a time, including in respect of post-natal period or at the time of miscarriage or abortion may be granted as maternity leave, if the request is supported by sufficient medical certificate.

ii)  Maximum eligibility during the entire service - 12 months.

iii) Maternity leave may be combined with leave of any other kind unless provided otherwise.

8.  Leave for adoption of child :

From 1.4.2000, childless lady officers shall be given leave  for adoption of one child only through legal process provided the child is below 1 year of age.  Leave shall be granted till the child attains 1 year of age subject to a maximum of 2 months.

9.  Compensatory Off :

   The officer may avail compensatory off  in lieu of the work done by him on Sunday/Holiday within next three months.  If not permitted to avail even within three months, same may be credited to privilege leave with the sanction of GM/DGM in case of LHO/ZO respectively.

10.      LEAVE / HOME TRAVEL CONCESSION

   During the block of 4 years, officers are eligible to travel to their home town once in a block of 2 years.  Alternatively, they may travel in one block of 2 years to their home town and in the other block to any place in India by the shortest route.

   Entitled Class:

   JMGS-I        Ist class or AC-II tier  sleeper by train. By air (economy class) if                   

                 permitted by competent authority.

   MMGS-II       Ist class or AC-II tier  sleeper by train.

   & III           By air (economy class) if distance  to be travelled is more than                   

                 1000 kms by shortest route.

  

   SMGS-IV to    AC-Ist class by train or by air (economy class).

   TEGS

   Alternatively, LTC (and not HTC) can be encashed once in 4/2 year block to receive 75% of rail fare by entitled class upto a distance of 4500 kms (one way) for officers in scale I to III and 5500 kms (one way) for scale IV and above in respect of self and

 

eligible family members. Leave encashment is also permitted with LTC encashment.

   Where an officer is not able to avail himself of the leave travel concession as he is due for superannuation, the LTC facility may be permitted by the competent authority to be carried forward, subject to his availing the same on such terms and conditions as Bank may decide, upto a period of 2 months from the date of superannuation.

Note:

(i)  An officer may also travel by his own car with prior permission and will be reimbursed at the per Km. rate for travel on duty upto the place of domicile/designated place, subject to a maximum of the train fare by the entitled class by shortest route.

(ii) The Branch Managers, while sanctioning leave for LFC, may also permit the officials working in their Branches to hire car/taxi (Non-AC) or use ones own car when on LFC. However, the above facilities for Branch Managers themselves will continue to be granted by the respective controller of the Branches. For officers working in administrative offices, such leave/facilities may be sanctioned by a controller not below the rank of Asstt. General Manager.

(iii)      Officer and his family may avail LTC to visit different destinations at different times. The time gap between the commencement of onward journey or termination of return journey by a member of the family and that of the officer should not be more than 3 months in the same block.

(iv)Local sight-seeing tours within the municipal limits of the designated place are not reimbursable.

(v)       While undertaking journey in a longer/circuitous route, an officer may break his journey at one or more points and visit one or more places nearby touching the same point more than once. However, the headquarter or the designated place cannot be touched more than once because as soon as one reaches the designated place/place of domicile/headquarter, the journey is terminated and cannot be revived.

(vi)Conveyance charges incurred for reaching airport/railway  station and the place of residence, both at the points of commencement and termination of the journey, including conveyance charges at connecting points between the transport terminus, may be reimbursed on actual basis.

(vii) The concession may be availed of by an officer when on leave of any kind including casual leave.

(viii) Carry forward/extension of LTC Block can be permitted only by GM/CGM in very exceptional cases. 

(ix) Definition of dependants will be same as in case of medical reimbursement.

   Where retiring officer is permitted to avail advance for availing LFC/HTC facility just prior to his retirement, the leave encashment in such cases should be withheld and it should be released only after LFC/HTC advance is adjusted.

13.      ENCASHMENT OF LEAVE

(i)  One months Privilege Leave can be encashed once in every block of four years at the time of availing of LTC/HTC or 15 days encashment of leave in each block of 2 years while availing of LTC/HTC. For such encashment, Basic Pay, Dearness Allowance and House Rent Allowance (actual or notional), including actual HRA on capital cost basis, CCA and all other regular allowances are admissible.

(ii) Additional one day privilege leave (without LTC) for donation to Prime Ministers Relief Fund once in every calendar year.

i(i) On retirement, encashment allowed upto 240 days.  Income tax exemption available for maximum Rs. 3 lakhs .

i(v) Upon death of officer, the legal representatives will get amount of leave encashment.  Spouse of officer may claim it without legal representation on furnishing an Indemnity Bond and two Sureties.  Authority For officers posted in Zonal Office - DGM.  For officers posted in LHO - CGM.

V.  STAFF LOANS & ADVANCES

1.  HOUSING LOAN - STAFF SCHEME (w.e.f. February 2008)

   Individual Housing Loan Scheme (IHLS) for acquisition/construction of flat/house.

Eligibility                  5 years continuous service

Quantum 

90% of cost of project or Rs. 20 lacs which ever is lower.

Rate of Intt.       6%  p.a (simple)

                   (All existing housing loans sanctioned / disbursed under IHLS be               

                  fore the 5th February 2008, interest @ 5% per annum (simple) will            

                  continue for the initial principal loan amount outstanding upto Rs.                 

                 1.10 lac till full and final repayment of such loan.)

  Margin          10%  of project cost

  Repayment      In 240 monthly instalments from salary/pension

                            (168 for Principal, 72 for Interest) ratio of P:I=7:3 commencing             

                         24 months from date of disbursement of first instalment or 6                                

                         months after completion of project whichever is earlier.                   

                          In case of ready build house/flat/tenement recovery will                           

                         commence from the month following the months in which the                      

                          advance is taken.

Note :

i)  Regular income from other sources like interest on deposits, dividend income, income or rental income from existing house as declared in the last I.T. return may also be added to the gross monthly emoluments to calculate the percentage of deductions i.e. 60% (applicable only to housing loans under IHLS).

ii)  The total monthly deduction should not exceed 60% of the gross monthly income.

iii) If both the husband and wife are working in the Bank, they can be allowed one joint loan under IHLS upto their combined entitlement for one house or two loans separately as per their individual entitlements.

iv) The officer can acquire upto maximum of two houses/flats within their overall entitlement for loan under IHLS during entire service in the Bank. The amount of loan under IHLS to acquire the second house shall be restricted to the lower of the followings :

a.  Entitlement as per revised IHLS, as reduced by original loan and/or additional housing loan under IHLS if availed earlier, irrespective of whether the earlier house is sold or not.

OR

b.  Amount outstanding, as on date of application, in the housing loan raised on commercial terms and conditions either from SBI or from other banks to acquire the second house.

v)  The entire loan outstanding including the enhanced loan amount with interest should be paid within a period of maximum 240 months from the date of commencement of original repayment of housing loan. In case of officers above 50 years of age availing housing loan, the repayment of loan can be permitted by sanctioning authority until an officer attains the age of 75 years, whichever is earlier by suitably modifying the monthly instalments. Instalment towards principal or interest should not be more than 60% of notional pension and DA thereon. However, the facility of repayment after retirement will not be available to officers who joined the Bank on or after 01.01.1991, the loan taken by them will be required to be liquidated before they retire from Banks service.

vi) The Turn Around Time (TAT) for sanction of individual housing loan to staff by the sanctioning authority is one week from the date of receipt of complete proposal.

2.  Additional Housing Loan under the individual housing loan (ihl)

   Eligibility      After  a  lapse  of  minimum  period  of  5 years  from  the                                

                 date  of sanction of original loan, for acquiring  bigger  accommo                             

                         dation/house/flat, or for additional construction to the existing                                             

                         house. The additional accommodation should be bigger at least                                          

                         by 120 sq.ft. and one more room.  Additional  loan will be                                                 

                         granted only under the Individual Housing Loan Scheme and will                            

                         be available only once during the entire service.

  Amount        Difference between the maximum entitlement under the Individual                      

                 Housing Loan Scheme and the amount of the loan sanctioned earlier;

   OR

                 cost of extension/excess of purchase price over sale price,  which ever is lower.

  

Repayment       240 instalments - 180 for principal & 60 for interest

  Rate of Intt.     6% p.a (simple)

The process of sale of old house and purchase of new/bigger house has to be completed within 9 months.

 

Authority structure to condone delay

GM (Network)       upto 24th months

Circle CGM         beyond 24th months but upto a maximum of 36 months on                        merits

DMD & CDO        upto a maximum of 60 months in exceptional genuine cases.

Note :

The following stipulations applicable in case of additional housing loan under IHLS for purchase of new house / flat by selling the old house / flat are waived as a one-time measure for the existing employees :

i)  Prior approval of the Bank to sell / buy provided the old loan was liquidated out of sale proceeds of the old house.

ii)  The stipulation of a lapse of minimum period of 7/5 years for availing additional loan after availing the first loan.

iii) The stipulation that both the transactions of sale / purchase of old / new house should be completed within the specified period (maximum 24 / 60 months).

The waiver of these three stipulations is made available to the employees who have already completed the transactions of sale / purchase and also to those employees who propose to acquire a new / bigger house, but the facility of loan must be availed on or before 31.03.2009 in both the cases. The above mentioned stipulation will be automatically operative after 31.3.2009.

3.  additional Housing Loan on comarcial rate

   In addition to housing loan under Staff Scheme, officers can be permitted commercial loan in order to meet the shortfall in construction cost/purchase price of the house/flat, acquisition of a second house. 

   The amount of loan to be sanctioned as additional housing loan at commercial rate of interest at 4.75% below SBAR subject to a minimum of 8% per annum with compounding at monthly intervals. This rate will also be applicable to loans raised by staff, singly or jointly with a family member, under public scheme on commercial terms and conditions.

4.  Loan for REPAIR / RENOVATION / ALTERATION / EXTENSION OF THE HOUSE / FLAT ACQUIRED WITHOUT banks finance :

Quantum        50 times the Basic Pay or Rs. 10 lacs, whichever is less.

Additional loan to  meet  deficit  can also  now  be  granted  on  terms  and conditions applicable to Housing Loan to Public.

5.  Festival Advance

Eligibility         All officers, for any festival of choice, once in a year.

  Quantum       One months emoluments - Max. Rs.20,000/-

  Rate of Intt.     NIL

  Repayment      10 monthly instalments.

6.  VEHICLE LOAN

A.  CAR LOAN SCHEME (w.e.f. February, 2008)

Eligibility            All confirmed Officers

  Quantum          OJMGS-I to TEGSS-II   -  Rs.7  lacs

                          Managing Directors     -  Rs.10 lacs

                          Chairman             -  Rs.15 lacs

  Rate of Intt.        7% p.a (simple)

  Margin             10%

  Repayment         180 monthly installments 132 for principal & 48 for interest.

  Primary Security          Hypothecation of vehicle and Banks charge with RTA.

NOTE:

i)  Total deductions from gross monthly salary should not exceed 60%.

ii)  Officers are allowed to raise car loan for replacement of the vehicle 5 year after the date of raising the 1st loan, whether for new or used vehicle, after liquidating the 1st loan along with interest in full.

B.  VEHICLE LOAN FOR 2-WHEELERS (Scooter / Motorcycle) w.e.f. February, 2008

Maximum quantum of loan           90% of Cost of vehicle without ceiling

  Margin                           10%

  Rate of Interest                   7% p.a (simple)

7.  Loan for repair of Car owned by Officer

   Amount       80% of the cost of repair or Rs.10,000/-, whichever is less.

  Rate of Intt.     8.5% p.a. (simple)

  Repayment      36 monthly instalments

  Periodicity      Once in 5 years. Second loan can be taken after 5 years of the first loan.

8. Personal Loan (w.e.f. February, 2008)

(a) Purpose:

(i)  To meet the expenses on children higher education abroad or in professional college in India and their marriage(s)

(ii) To meet shortfall in the cost of house/flat proposed to be purchased as also to meet the expenditure on major repairs to/renovation of house/flat.

(iii)      To meet expenses connected with treatment for serious illness of self/dependents/close relatives.

(iv) To finance, partly or fully, purchase of Motor Vehicle/Scooter/Motor Cycle etc. and also for meeting shortfall in the cost of Motor Vehicle proposed to be purchased under Banks existing Vehicle Loan Scheme.

(v) Meeting expenses on major repairs to Motor Vehicle/Scooter/Motor Cycle.

(vi) Purchase of audio/video equipment, home appliances, personal computers etc.

(vii) To meet the travelling expenses of self/dependents to visit a place outside India.

(viii)To repay the loans availed of from other institutions for the above-mentioned purposes.

(ix) To meet the expenses connected with the marriage of the employee himself or herself and also dependent sisters/brothers.

(x) To meet the expenditure such as deposit/donation for childrens admission to schools/colleges.

(b) Eligibility: Confirmed permanent employees, who are members of Banks PF.

(c) Quantum of loan:

Scale                    Service Criterion           Quantum (Rs)

 JMGS-I to SMGS-V  3 years & above, but less than 5 years.     1,50,000/-

                 5 years & above, but less than 10 years     4,00,000/-

                 10 years & above                     7,00,000/-

 TEGS-VI and VII    10 years & above                     9,00,000/-

 TEGSS-I and II     10 years & above                     12,00,000/-

 Managing Directors 10 years & above                     15,00,000/-

 Chairman                 10 years & above                     20,00,000/-

(d)      Rate of Interest: (i) 8% per annum (monthly compounded) for overdraft component

and/or

(ii) 8% per annum (simple) for the demand loan component under fixed repayment.

(e) Mode of Disbursement: (i) Current Account Overdraft, (ii) Combination of overdraft (OD) and demand loan subject to maximum of 50% of the revised personal loan limit as demand loan under fixed repayment programme.

(f)  Repayment: The demand loan shall be recovered in 84 monthly instalments (70 instalments for principal and 14 instalments for interest).

Note:

(i)  Enhancement will be permitted as and when eligibility of officer changes on the basis of length of service.

(ii) Deduction from salary should not exceed 60% of gross salary.

(iii)      Salary will be credited into the Overdraft Account.

(iv) Officers will not be allowed to raise other loans except Housing Loan, Festival Advance, Gold Loan and Loan against Securities viz. TDR / NSC / LIC Policy / Magnum, Relief Loan and Loan against PF.

9.  ADVANCE AGAINST PROVIDENT FUND

Purpose       Prolonged illness of himself/dependents, to meet obligatory                        

               expenses like marriage, funerals or other ceremonies.

Quantum        3 months Basic Pay (as a special case upto 6 months Basic Pay) or half the amount of own contribution and interest thereon,  which ever is less.

  Recovery        24 monthly equal instalments for principal (in 36 instalments, if advance exceeds 3 months pay)

                  - One or two instalments for interest.

  Rate of Intt.     1/5% p.m. for each month and broken part thereof.     

10.      WITHDRAWAL FROM  PROVIDENT  FUND

Eligibility         25 years of service or 50 years of age. No such condition for      housing purpose  provided housing loan has been sanctioned.

Purpose                                   Quantum

                              Lower of the        0    % of members Contribution

                             *months B.P.       R      + Interest

  (i) Building or acquiring house        Actual cost including               50%

                             documentation cost

  (ii) Higher education of children      3*                            50%

  (iii) Marriage of son              3 to 6*                                   50%

  (iv) Marriage of daughter or         6 to 10*                        50%

     female relative if officer has

    no daughter.

  (v) Acquiring a house under         Actual cost of house               50%

    the Banks Housing Loan         or site

Scheme.

Note:

(i)  If two or more marriages are solemnised, amount for each marriage will be permitted simultaneously.

ii)  Withdrawal under (v) above permitted only once during the service.

11.      DEMAND LOAN AGAINST BANKS CONTRIBUTION TO PROVIDENT FUND.

   Purpose               To meet shortfall in margin required for housing loan.

   Amount                6 months Basic Pay

   Recovery              100  monthly instalments

Rate of Intt.            Rate of interest payable on PF balance

 

2.  COMPUTER LOAN SCHEME (w.e.f. October, 2007):

 Purpose         To purchase a Personal Computer or a Laptop for use at home                           

                 by them and their family members.

 Eligibility        All permanent employees with 2 years of service including                              

                 probation period.

 Type            Demand Loan

 Amount         Upto a maximum of Rs. 40,000/-

 Repayment      In 36 to 60 monthly instalments. Monthly instalments will be fixed in

                 the ratio of 5:1 for recovery of principal and interest respectively.

 Rate of Intt.      5% p.a. (simple)

 Deduction       Total deductions, including monthly instalment of this loan, 

                 should not exceed 60% of gross salary.

 Margin           Nil     

Note:

Second loan for replacement of PC / Laptop will be available five years after disbursement of first loan and on liquidation of the first loan.


VI.  MISCELLANEOUS

1.       SUPPLY OF BRIEF CASE - ONCE IN 3 YEARS (w.e.f. 15.7.2008)     

Grade/Scale of Officer               Ceilling on Cost 

         JMGS-I                            Rs. 1800/-

         MMGS-II & III                        Rs. 2300/-

         SMGS-IV & V                        Rs. 3000/-

         TEGS-VI & VII                       Rs. 3500/-

         TEGSS-I & II                        Rs. 5000/-

2.  RESIDENTIAL TELEPHONES

Eligibility         All officers in MMGS III & above, all BMs and  other functionaries who are permitted by competent authority.

Quantum        In addition to free calls, reimbursement will be as under:

         Grade/Scale of Officer                 Calls Per Month

         JMGS-I                                  200

         MMGS-II & III                              300

         SMGS-IV & V                              800

         TEGS VI                                  1500

         TEGS VII                                 2000

         TEGSS-I                                 3000

Note:

*   Restriction of STD facility only to officers in SMGS IV and above since removed.

**   Telephone provided to an officer at his residence will  be allowed to continue if, consequent upon change in assignment, he is not entitled for the facility in the new position till the officer continues at the same  centre. In such cases, only telephone rental would be reimbursed and free calls permitted by the telephone department would be allowed.

(ii)  PERMANENT PART TIME MEDICAL OFFICERS

REIMBURSEMENT OF TELEPHONE CALL CHARGES (w.e.f. 1.9.2008)

Upto 350 calls per months in addition to rental charges and free calls permitted by MTNL / BSNL (under Economy Plan).

3.  MOBILE  PHONES

The circle management has been allowing mobile phones to all officers to scale III & above, Branch Managers, Joint Custodians of ATMs and to officers in lower scales as per official needs.

4.  REIMBURSEMENT OF COST OF  NEWSPAPERS / MAGAZINES (w.e.f. 1.11. 2006)

   The reimbursement ceilings in respect of newspapers, periodicals/magazines have been clubbed and the ceiling in respect of Officers in different scale/grade would be as under. The Officers need not to produce the relative bills. The amount is reimbursable on certificate basis as per specimen appended.

             Scale               Ceiling

             JMGS-I             Rs. 350/-PM

             MMGS-II & III         Rs. 500/-PM

                 SMGS-IV & V              Rs. 700/-PM

5.  ENTERTAINMENT EXPENSES

i)  Annual Personal Entertainment Quota (From Financial Year 2006-07): 

   Grade/Scale of Officer   Branch Managers          Others

   JMGS-I*                  Rs.8,500/-              Rs.4,100/-

   MMGS-II                  Rs.10,100/-             Rs.5,200/-

   MMGS-III                 Rs.11,700/-             Rs.5,200/-

   SMGS-IV                Rs.14,300/-             Rs.6,200/-

   SMGS-V                  Rs.16,200/-             Rs.7,200/-

   TEGS-VI                  Rs.24,700/-             Rs.14,000/-

   TEGS-VII and above                            Rs.17,500/-

   TEGSS-I & II                                    Rs.20,000/-

*   (Officers in JMGS-I who are posted as Lead Bank Officers, District Co- ordinators, Field Officers, Accountants, Cash Officers (where no Field Officer is posted) and other confirmed officers/confirmed Specialist Officers.

  


Following functioneries are also entitled for personal entertainment expenses

  Scale           Functionaries                     Rs.(Per Annum)

  JMGS I          RM-PB/Sr. Mkg. Executives          7,800/-

                 in OSF/MPSF

  MMGS II         do                          9,400/-

  MMGS III        RM/ME/MGR-MPSF/ Mkg./SECC      10,800/-

SMGS IV          CPCs Heads/RM-ME/RM            13,200/-

                 (MCG)RM (CAG)

  SMGS V         SECC/RACPC (CPCs               15,000/-

                 Heads/RM(MCG/CAG)

AGM of Region, DGM of Module & GM of Network

   Category of Officers            Rs.(Per Annum)          

   SMGS V                       8,000/-

   TEGS VI                       15,000/-

   TEGS VII                      19,000/-

CGM/DMDs (TEGSS I & TEGSS II)

         SCALE                           Rs.(Per Annum)

         TEGSS I                           26,000/-

         TEGSS II                          27,000/-

6.  Reimbursement of expenses incurred on tea/coffee/cold drinks/snacks etc.

   Category Of Officers                             Rs.(Per Annum)

   MoD, LBO, Distt. Coordinator/RDO etc.             1200-3000

   Branch Managers                               1300-3250

   NDMB, Spl. Branches, OB, RO, ZO, AG (Regions)    5000

   Department Heads, officials in BPR initiatives,       3000

   Relationship Managers in MCG/CAG

In respect of SMGS-IV to TEGS-VII at Corporate Centre and its establishments, the ceiling is as under :

         SCALE            Rs. (Per Annum)

         SMGS IV         2,400/-

         SMGS V          3,000/-

         TEGS VI          3,600/-

         TEGS VII         4,800/-

The need for submission of bills/cash memos for claiming reimbursement of entertainment expenses has been done away in view of the fact that it is covered by fringe benefit tax imposed by Govt. of India and no perquisite value is to be added to the employees income for tax purpose. The officers can claim the entire amount on certificate basis.

6.  Club Membership

BMs, MoDs, LBOs, Managers (Distt. Coordinators), RDMs  and all officers in SMGS-IV & above, may be allowed to avail the facility of joining one Club in their area. Admission fee of Rs.1000/- and membership subscription not exceeding Rs.1000/- per annum, may be reimbursed in such cases. Excess of annual subscription may be borne by the officer or claimed through his Personal Entertainment Quota (PEQ). In addition, local Bankers Club membership may be allowed.

7.  REIMBURSEMENT  OF  MEDICAL  EXPENSES 

Expenses actually incurred in respect of medical treatment,  including hospitalisation expenses at the scales approved from time to time, as under

   i)     For self          100%

   ii)    For Family        75%*

   (Family  includes  wife, spouse, dependent parents/children)**

*   95% with C.O. approval, if expenditure is Rs. 1 lac and above.

   For certain notified serious diseases, further relaxation has been made so that expenses incurred beyond Rs. 50,000/- and upto Rs. 1,00,000/- may be reimbursed upto 85%.    

**  Wholly dependant child/parents shall mean such relatives having monthly income not exceeding Rs. 2550/-; married daughter, if she is divorced, abandoned or separated and wholly dependant on and residing with the officer.

8.  INSPECTION STAFF

   REIMBURSEMENT OF KIT EXPENSES

Revised Rates

   a)    Rs. 4000/- for the first year of Mobile Duty.

   b)    Rs. 2000/- per annum for the subsequent 4 years of Mobile Duty.

9.  SUBMISSION OF STATEMENT OF ASSETS & LIABILITIES (AS ON 31ST MARCH OF EVERY YEAR)

To be submitted before 30th June of every year, defaulting officers are liable for disciplinary action & may be deprived of any type of staff advances.

10.      SILVER JUBILEE AWARD

   In lieu of presenting a token gift at the time of retirement, every employee whether of subordinate, clerical or supervising cadre, will be given a Silver Jubilee Award on completion of 25 years of unblemished service. The award may be in the form of a gold coin of an intrinsic value of Rs. 5,000/- or in the form of gift vouchers worth Rs. 5,000/- of some prominent store with a wide range of choice of gift items. The choice may be left to the employee. The award should, however, not to be given in cash.

   In case of employees eligible for the Silver Jubilee Award who expired before receipt of the award, the award may be given to the members of the employees family.

11.      STAFF WELFARE SCHEME

   Scholarship

   The Scholarship would be awarded to the children of the Banks employees (Maximum of 2 children) who secure marks as under from III standard onwards:-

   Class of employees                Aggregate             Marks for

                                  marks for fresh           Renewal

                                    sanction

  i) Officers & Clerical Staff other

    than SC/ST                          60%               55%

  ii) Officers & Clerical Staff (SC/ST)         55%               50%

  iii) Subordinate Staff

     (General Category)                  45%               40%

  iv) Subordinate Staff (SC/ST)             40%               40%

  v)  For deaf, dumb, blind & mentally

    retarded children of employees

    (All Category)                       40%               40%

 

Rates of Scholarship

                                    Day Scholar           Boarders

                                    (Rs./p.m.)             (Rs./p.m.)

  i) 4th & 5th Standard                      45/-              150/-

  ii) 6th, 7th & 8th Standard                  60/-              150/-

  iii) 9th & 10th Standard                    75/-              200/-

  iv) 11th & 12th Standard                   90/-              375/-

  v)  BA, B.Com., B.Sc., LLB

    & other courses where

    Bachelors Degree is awarded            105/-             375/-

  vi) Post Graduate level, MA, M.Com.         150/-             450/-

  vii)At Graduate/Post Graduate

    level Medical, Engg. & Mgt.

    Studies etc.                            200/-             525/-

 

53.      AIR INSURANCE

   Ceilings for Air Insurance premium payable by bank to officers for their official air travels is as under :

JMGS    Rs. 5.0 lakhs              TEGS            Rs. 12.50 lakhs

MMGS     Rs. 7.5 lakhs             TEGSS           Rs. 15.00 lakhs

  SMGS    Rs. 10 lakhs

12.      LIAISON / ASSISTANT LIAISON OFFICERS

   REIMBURSEMENT OF EXPENSES ON CLOTHING

   (w.e.f. 1. 10. 2006)

Liaison Officers and Assistant Liaison Officers will be provided with four pairs and three pairs of Shirts / Trousers / Tie, respectively, in two years. One Woollen Suit once in three years will also be provided. For climatic reasons where woollen suit is not required, an additional pair of white shirt / black trousers / tie may be provided once in three years.

The cost ceiling for the entire pair (shirt, trouser, tie) applicable to them is as under:

  (a) At  Mumbai, Kolkata,            Rs. 2,500/- per pair inclusive

    Delhi and Chennai             of stitching charges and all taxes.

  (b) At places other than            Rs. 2,350/- per pair inclusive

    (a) above                      of stitching charges and all taxes.

The cost ceiling for woollen suit is as under:

  (a) At Mumbai, Kolkata,            Rs. 6,000/- per suit inclusive

     Delhi and Chennai             of stitching charges and all taxes.

  (b) At places other than            Rs. 5,750/- per suit inclusive

     (a) above                     of stitching charges and all taxes.

Shoes: Rs. 1,200/- per pair per year.

 

VII. RETIREMENT / PENSION / PF / GRATUITY

1.  RETIREMENT AGE :

   60 years (No extension beyond that)      

2.  VOLUNTARY RETIREMENT :

   An officer can opt for voluntary retirement after putting in 20 years pensionable service. Such officer will be eligible for proportionate pension & usual terminal benefits.

3.  PENSION :

   The officers who retire or retired while in service or otherwise cease to be in employment on or after 1st May 2005, the pension would be determined with reference to the pay scales effective from 1.11.2002 as under:

(a)  Officers having pensionable pay         50% of the average pay

      upto Rs. 21,040/- + Professional         of last 12 months.

     Qualification Pay (if any) +  Fixed

     Personal Pay                

(b) Officers having pensionable pay  40% of the average pay of the last 12 months

    exceeding (a) above            subject to minimum of Rs. 10,520/- plus 50%                                   

of the PQP(if any) + 50% of FPP.

 

Dearness Relief on pension may be granted at the same rate as is applicable in the industry i.e. in respect of employees/officers who retired on or after 1.11.2002, dearness relief shall be payable for every rise or be recoverable for every fall, as the case may be, of every four points over 2288 points in the quarterly average of the All India Average Consumer Price Index for Industrial Workers in the series 1960=100, at the rate of 0.18% of the basic pension.

Notes :

i)  Officers  who have completed a minimum of ten years pensionable service at the time they attained the age of superannuation, shall be eligible for pension.

ii)  Service for the purpose of pensionary benefits will be  recorded till the age of retirement.

iii) Dearness relief to pensioners will be at the rate agreed at the industry level.

(iv) In respect of officers on deputation to other Organisations, substantive salary that the officer would have drawn had he retired  on attaining the age of superannuation from the parent Bank would be taken as pay for calculating pensionary benefits.

Commutation of Pension :

(a) The pensioners who had opted for commutation prior to 1.5.2005 shall not be eligible for additional commutation on account of increase in pension.

(b) The pensioners who have opted for commutation on or after 1.5.2005 shall be eligible for commutation upto lumpsum payment of the fraction not exceeding 1/3rd of the revised pension.

(c) Commuted portion of the pension  will be restored after 15 years from the date of commutation. Commutation will be done on the following basis :-


1/3rd of basic pension x 12 x factor as per age

 

Age next  Factor   Age next   Factor   Age next   Factor   Age next   Factor 

  birthday         birthday           birthday           birthday

     31    15.64      41       12.95      51       9.81      61        6.60

     32    15.40     42       12.66      52       9.48      62        6.30

     33    15.15     43       12.35      53       9.15      63        6.01

     34    14.90     44       12.05      54       8.82      64        5.72

     35    14.64     45       11.73      55       8.50      65        5.44

     36    14.37     46       11.42      56       8.17      66        5.17  

     37    14.10     47       11.10      57       7.85      67        4.90

     38    13.82     48       10.78      58       7.53      68        4.65

     39    13.54     49       10.46      59       7.22      69        4.40

   40      13.25       50       10.13       60         6.91      70        4.17

4.  FAMILY PENSION SCHEME :

Spouse and children of officers who die in service or after retirement are eligible for

family pension. In terms of Rule 23(5) of SBI Employees Pension Fund Rules, in the

event of death of a member

a)  while in service of the Bank after completion of pensionable service of one year, or

b)  after retirement, the trustees may sanction family pension to the dependent(s) of the

employees oon the terms and conditions approved by the Central Board.

   The family pension is revised w.e.f. 1.5.2005 as under:

(A) Those who died or retired before 1.11.1993:

Substantive Salary p.m.    Rate of Family Pension p.m.

Rs. 1500.00 and below      30% of the substantive salary subject to minimum

                         of  Rs.375.00 p.m.

Rs. 1501.00 to Rs. 3000.00  20% of the substantive salary subject to a minimum

                         of  Rs. 450.00 p.m.

Above Rs. 3000.00         15% of the substantive salary to a minimum of   

                         Rs.600.00 p.m. and maximum of Rs. 1250.00 p.m.

(B) In respect of employees retired/died on or after 1.11.1993 but before 1.4.1998:

Substantive Salary p.m.    Rate of Family Pension p.m.

Rs 2870.00 and below      30% of the substantive salary subject to minimum of  

                         Rs. 720.00 p.m.

Rs. 2871.00 to Rs. 5740.00  20% of the substantive salary subject to a minimum

                         of Rs. 860.00 p.m.

Above Rs. 5740.00         15% of the substantive salary to a minimum of

                         Rs. 1150.00 p.m. and maximum of Rs. 2400.00 p.m.

(C) Those retired/died on or after 1.4.1998:

Substantive Salary p.m.    Rate of Family Pension p.m.

Rs 4210.00 and below       30% of the substantive salary subject to minimum of  

                         Rs. 1056.00 p.m.

Rs. 4210.00 to Rs. 8420.00  20% of the substantive salary subject to a minimum  of

                         Rs. 1262.00 p.m.

Above Rs. 8420.00         15% of the substantive salary to a minimum of 

                         Rs. 1687.00 p.m. and maximum of  Rs. 3521.00 p.m.

 

(D) Those retired/died on or after 1.11.2002 and on or after 1.5.2005:

Substantive Salary p.m.    Rate of Family Pension p.m.

Rs 5720.00 and below       30% of the substantive salary subject to minimum of  

                         Rs. 1435.00 p.m.

Rs. 5720.00 to Rs.11440.00  20% of the substantive salary subject to a minimum of  

                         Rs. 1715.00 p.m.

Above Rs. 11440.00        15% of the substantive salary to a minimum of

                         Rs. 2292.00 p.m. and maximum of  Rs. 4784.00 p.m

Dearness relief on family pension will be on the same basis as that on pension and

as per industry dearness relief rates.

5.  GRATUITY :

   The various provisions of the Gratuity payment are as under:-

a)  For an officer who is eligible for pension and has put in a minimum of 5 years

   service, Gratuity is payable under the Payment of Gratuity Act, 1972. The amount

   will be payable @ 15 days wages for each completed year of service on the basis

   of 26 working days in a month, subject to a ceiling of Rs.3.5 lakhs to those

   employees who have retired on or after the 24th September 1997. For the purpose

   of Gratuity, wages include the following:-

i)  For Officers :

   Basic Pay + D.A. + Personal Allowance + FPA + PQA 

   Formula :

   Last Wages x 15 x No. of completed years of service

26

Service Gratuity :

b)  For an employee who is not  eligible  for  pension  and who has  put in a

   minimum 10 years of service, Gratuity is payable as per the Service  Rules on

   retirement, resignation, etc. The amount will be payable @ one months pay for

   each completed year of service subject to a maximum  of 15 months pay +

   further additional gratuity @1/2 months pay for each completed year of  service

   beyond 30 years of service subject to a maximum of Rs.3.50 lacs.                      

   Pay means basic pay plus increment component of PQA and FPA.

c)  In the case of a deceased officer, compassionate gratuity is payable to the

   family/nominee, as the case may be, as follows:-

   Compassionate Gratuity :

(i)  No service criteria is stipulated for sanction of this Gratuity.

(ii) The amount will be payable @ one month pay for each completed year of service

   subject to a maximum of 15 months pay + additional gratuity @ 1/2 months pay

    for each completed  year  of  service  beyond 30 years + Further  additional

   gratuity @ 1/4 months pay for each completed year of service between 16th and

    30th year subject to a minimum of Rs20,000/- and a  maximum of Rs.3.50 lacs

    (w.e.f. 1st January 1996).

(iii)Higher of statutory gratuity / service gratuity /compassionate gratuity will be paid.

6.  PRESENTATION OF MEMENTO ON RETIREMENT OF AN OFFICER

   Category of OFFICER             Ceiling on cost of Momento

   Officers in JMGS & MMGS         Rs.1,250/-

   Officers in SMGS               Rs.2,000/-

   Officers in TEGS-VI & VII         Rs.4,000/-       

(Memento on retirement is in addition to Silver Jubilee Award)

VIII.  DISCIPLINARY & APPEAL

1.  Minor Penalties

a)  Censure

b)  Withholding of increments of pay with or without cumulative effect.

c)  Withholding of promotion.

d)  Recovery from pay or such other amount as may be due to him of the whole

   or part of any pecuniary loss caused to the Bank by negligence or breach of orders.

e)  Reduction to a lower stage in a time scale of pay for a period not exceeding three

    years without cumulative effect & without affecting pension.

 

2.  Major Penalties

f)  Reduction to a lower stage for specified period with direction regarding

    grant/postponement of future increments.

g)  Reduction to a lower grade or post.

h)  Compulsory retirement.

i)  Removal from service.

j)  Dismissal.

 

3.  DISCIPLINARY ACTION

Delegation of Administrative Powers

SBI Officers Service Rules (SBIOSR)

Rules Subject Disciplinary Authority Appellate Reviewing

               Authority to impose Authority Authority

                penalty

 

31(h)                  Scale I & II

       Minor Penalty     DGM         DGM         GM         CGM

       Major Penalty     DGM          GM         CGM         RC

-do-        Scale III

       Minor Penalty      GM          GM         CGM         RC

       Major Penalty      GM          GM         CGM         RC

-do-       Scale IV & V

       Minor Penalty      GM          GM         CGM         RC

       Major Penalty      GM          CGM         AC         CHRC

-do-      Scale VI & VII

        Minor Penalty     GE/DMD    GE/DMD        CHRC         ECCB

                       & CDO       & CDO

       Major Penalty      GE/DMD         ECCB       CB        No review

                       & CDO

-do-        TEGSS I

       Minor Penalty    MD to be      MD to be      ECCB         CB

                       specified     specified

                    by Chairman  by Chairman

         Major Penalty     - do -        - do -         CB      No review

 

 

 

 

 

 

 

 

 

 

DISCIPLINARY

AND

CONDUCT RULES

 


CONDUCT RULES FOR OFFICERS

  STATE BANK OF INDIA OFFICERS SERVICE RULES-1992

    CONDUCT, DISCIPLINE AND APPEAL

 

SECTION 1 - CONDUCT

General observance of good conduct, discipline integrity, diligence, fidelity etc.

50 (1)    Every officer shall conform to and abide by these rules and shall

   observe/comply with and obey all lawful and reasonable order and

   directions which may from time to time be given to him by any person

   under whose jurisdiction/superintendence or control he may for the time

   being be placed.

50 (2)    Every officer shall undertake and perform his duties as an official of

   the Bank in such capacity and at such place as he may from time to time be

   directed by the Bank.

50 (3)    No officer shall, in the performance of his official duties or in the

   exercise of powers conferred on him, act  otherwise than in his best judgment

    except when he is acting under the direction of his official superior.

Provided wherever such directions are oral in nature the same shall be confirmed

in writing by his superior officer.

50 (4)    Every officer shall, at all times, take all possible steps to ensure and

   protect the interests of the Bank and discharge his duties with utmost integrity,

   honesty, devotion and diligence, and do nothing which is unbecoming of an

   officer.

50 (5)    Every officer shall maintain good conduct and discipline and show

   courtesy and attention to all persons in all transactions and negotiations.

50 (6)    Every officer shall take all possible steps to ensure the integrity and

   devotion to duty of all persons for the time being under his control and authority.

50 (7)    Every officer shall make a declaration of fidelity and secrecy in the form

   set out in the Second Schedule in the State Bank of India Act, 1955 and shall be

   bound by the declaration.

50 (8)    No officer shall take or give or attempt to take or give any undue

   assistance or use or attempt to use any unfair methods or means in respect of

   any examination or test conducted or held by the bank or any other authority or

   institution.

50 (9)    No officer shall abuse or fail to comply with any of the terms and

   conditions in respect of any loan, advance or other facility granted by the

   Bank either directly or indirectly to the officer or through any other agency,

   including loans for purchase of vehicles or construction of houses.

Engaging in trade, business, employment, acceptance of fee, association with

newspapers, other communications systems, etc.

51 (1)    No officer shall, except with the previous sanction of the competent

authority, engage directly or indirectly in any trade or business or undertake any

other employment.

Provided that an officer may, without such sanction, undertake honorary work of a

social or charitable nature or occasional work of a literary, artistic, scientific,

professional, cultural, educational, religious or social character, subject to the

condition that his official duties do not thereby suffer but he shall not undertake,

or shall discontinue such work if so directed by the competent authority after

recording reasons for the same.

Explanation

(i)Canvassing by an officer in support of the business of insurance agency, etc.

owned or managed by a member of his family shall be deemed to be a breach of

this sub-rule.

(ii)Prior sanction  under this rule is not necessary for holding an office ex-officio

outside the Bank, under any law or rules, regulations or bye laws made there

under, for the time being in force, or under directions from any authority to whom

the officer is subordinate.

 

51 (2)    Every officer shall report to the competent authority if any member of

his family is engaged in a trade or business or owns or manages an insurance

agency or commission agency.

51 (3)    No officer shall without the previous sanction of the competent

authority, except in the discharge of his official duties, take part in the registration,

promotion or management of any bank or other company which is required to be

registered under the Companies Act, 1956 or any other law for the time being in

force or any co-operative society for commercial purposes.

Provided that an officer may take part in registration, promotion or management

of a co-operative society intended for the benefit of Bank employees/officers and

registered under the Co-operative Societies Act, 1912 or any other law for the

time being in force or any co-operative society registered under the Societies

Registration Act, 1860 or any corresponding law in force.

51 (4)    No officer shall accept any fee payment in he form of fee, remuneration,

honorarium and the like in cash or kind for any work done by him for any public

body or any private person without the sanction of the competent authority.

51 (5)    No officer shall act as an agent of or canvass business in favour of an

insurance company or corporation in his individual capacity except that he

may act as agent for an insurance company or corporation for or on behalf of the

Bank.

51 (6)    No officer shall, except with the previous sanction of the competent

authority or in the bona fide discharge of his duties:

(i)       Own wholly or in part or conduct or participate in the editing or

management of any newspaper or any other periodical publication, or

(ii)      Participate in radio broadcast or contribute any article or write any

letter either in his own name or anonymously or in the name of any other

person, to any newspaper or periodical or make public or publish or cause

to be published or pass on to others any documents papers or information

which may come into his possession in his official capacity, or

(iii)     Publish or cause to be published any book or any similar printed matter

of which he is the author or not or deliver talk or lecture in public meetings or

otherwise.

 

 

 

Provided that no such sanction is, however required if such broadcast or contribution or

publication or talk or lecture is of a purely literary, artistic, scientific, professional, cultural,

educational, religious or social character.

51 (7)    No officer shall in any radio broadcast or in any published document or

communication to the press or in public utterance make any statement which has

the effect of disparaging the bank or its management or bringing the same into

disrepute.

Use of position or influence in matter of employment, sanction of loan etc. to relatives

52 (1)  No officer shall use his position or influence as such officer, directly or

indirectly, to secure employment for any person related whether by blood or

marriage to the officer or to the officers wife or husband, whether such a person is

dependent on the officer or not.

52 (2)  No officer shall, except with the prior permission of the competent

authority, permit his son, daughter or any other member of his family to accept

employment in any private undertaking which is obligated to the bank through

his official dealings or in any other undertaking which to his knowledge is

obligated to the Bank.

Provided that where the acceptance of the employment cannot await prior permission of

the competent authority or is otherwise considered urgent, the matter shall be reported to

the competent authority within three months from the date of receipt of offer of employment,

and the employment may be accepted provisionally subject to the permission of the

competent authority.

52 (3)    (i):  No officer shall grant on behalf of the Bank any loan or advance to

himself or his spouse, a Joint Hindu Family of which he or his spouse is a member

or a partnership with which he or his spouse is connected in any manner or a trust

in which he or his spouse is a trustee, or a private or public limited company, in which

he or his spouse hold substantial interest.

52 (3)    (ii):  Save and except against specified security or in cases as may

otherwise be specified by the Central Board from time to time and subject to

Clause (I) above, no officer shall grant on behalf of the Bank any loan or advance

to (a) a relative of his; (b) an individual in respect of whom a relative is a partner or

guarantor; (c) a joint Hindu Family in which a relative is a member; (d) a firm in which

a relative is a partner, manager or guarantor; and (e) a company in which a relative holds

substantial interest or is interested as director manager or guarantor.

52 (3)    (iii): No officer shall in discharge of his official duties knowingly enter into or

authorise the entering into by or on behalf of the bank any contract, agreement,

arrangement or proposal not being related to a loan or advance referred to in Clause (i)

or (ii) above, with any undertaking or person if any of his relatives is employed in

that undertaking or under that person or if he or any of his relatives has interest in any

other manner in such contract, agreement, arrangement or proposal and the officer

shall refer every such matter, contract agreement, arrangement or proposal to his

superior and the matter of such contract, agreement, arrangement or proposal shall

thereafter be disposed of according to the instructions of the authority to whom such a

reference is made.

Explanations:

1.     For the purpose of Clauses (I) and (ii) of this sub-rule, the terms loan or advances,

relative and  specified security shall have the same meaning as has been given to them in

the State bank of India General Regulations, 1955

2.     For the purpose  of this sub-rule, substantial interest shall have the same meaning,

as in Clause (ne) of Section 5 of the Banking Regulation Act, 1949.

 

.Active Part in politics

53.  No officer shall take an active part in politics or political demonstration, or stand

for election as member for a municipal council, district board or any legislative body.

Participation in demonstration, association

54 (1).   No officer shall engage himself or participate in any demonstration which is

prejudicial to the interest of the sovereignty and integrity of India, the security of the

State, friendly relations with foreign state, public order, decency or morality, or which

involves contempt of the court, defamation or incitement to an offence.

54 (2).   No officer shall join or continue to be a member of an association, the objects

or activities of which are prejudicial to the interests of the sovereignty and integrity of India

or public order or morality.

Evidence in enquiry, committee etc.

54 A (1).  Save as provided in sub-rule (3), no officer shall except with the previous

approval of the competent authority, give evidence in connection with any enquiry

conducted by any person, committee or authority

 54 (2):    Where any approval has been accorded under sub-rule (1), no officer giving

such evidence shall criticise the policy or any action of the Central Government or of a

state Government or of the Bank.

54(3): Nothing in sub-rules (1) & (2) shall apply to any evidence given:-

(a)      at an enquiry before an authority appointed by the Central  Government, State

Government, Parliament or a State Legislature; or

   (b)    in any judicial enquiry;  or

   (c)    at any departmental enquiry ordered by the Bank; or

   (d)    at any action or proceedings taken by or on behalf of the Bank.

Receiving complimentaries, valediction, etc.

55 (1)    No officer shall, except with the previous sanction of the competent authority,

receive any complimentary or valedictory address or accept any testimonial or attend any

meeting or entertainment held in his honour, or in the honour of any other employee of the

Bank. Provided that nothing in this sub-rule shall apply to:

(a)    a farewell  entertainment of a substantially private and informal character held

in honour of the officer or any other employee of the Bank on the occasion of his

transfer or retirement or any person who has  recently left the service of the Bank, and

(b)    the acceptance of simple and inexpensive entertainment arranged by employees

of the Bank

55(2): (a) No officer shall directly or indirectly exercise pressure or influence on any

employee of the Bank to induce or compel him to subscribe towards any farewell entertainment.

(b)      No officer shall collect subscription for farewell entertainment from any intermediate or

lower grade employee for the entertainment of any officer belonging to any higher grade.        

Acceptance of gift by self and family, and dowry

56 (1)    Save as otherwise provided in this rule, no officer shall accept or permit any member

of his family or any person acting on his behalf to accept any gift.

Explanations:

The expression gift shall include free transport, boarding, lodging or other service or any

other pecuniary advantage when provided by any person who is obligated to the Bank

through official dealings with the officer other than a near relative or a personal friend

Note - A casual meal, lift or other social hospitality shall not be deemed as a gift.

56 (2)     On occasions such as marriages, anniversaries, funerals or religious functions when

the making of gifts is in conformity with the prevailing religious or social practice. an officer

may accepts gifts from his near relatives but he shall make a report to the competent authority 

if  the value of the gift exceeds Rs. 500/-

56 (3)     On such occasions as specified in sub-rule (2), an officer may also accept gifts from

his personal friends who are not obligated to the Bank through official dealings with the

officer but he shall make a report to the competent authority if the value of such gifts exceeds

Rs. 200/-.

56 (4)    In any other case, the officer shall not accept any gifts without the sanction of the

competent authority if the value of the gifts exceeds Rs. 75/-

Provided that when more than one gift has been received from the same person within a period of

12 months, the matter shall be reported to the competent authority if the aggregate value thereof

exceeds Rs. 500/-

Note - As a normal practice, an officer shall not accept any gift from a person obligated to

the Bank through official dealings with the officer.

56 (5)      No officer shall

(i) give or take or abet the giving or taking of dowry; or

(ii) demand directly or indirectly from the parents or guardian of a bride or bridegroom, as

the case may be, any dowry.

Explanation

For the purpose of this sub-rule, dowry has the same meaning as in the Dowry Prohibition Act,

1961 (28 of 1961)

Bringing political or outside influence

57.      No officer shall bring or attempt to bring any political or other outside influence

including that of individual directors or members of the Local Board to bear upon any

superior authority to further his own interest in respect of matters pertaining to his service in

the bank.

Absence from Work

58 (1)    No officer shall absent himself from his duty or be late in attending office or

leave the station without having first obtained the permission of the authority empowered to

sanction leave.

Provided that in unavoidable circumstances where availing of prior permission is not

possible or is difficult, the permission may be obtained later subject to the satisfaction of

the concerned authority that prior permission could not have been obtained.

58 (2) No officer shall ordinarily absent himself in case of sickness or accident without

submitting a proper medical certificate.

Provided that in case of temporary indisposition or sickness of a casual nature, the

production of a medical certificate may, at the discretion of the authority empowered to

sanction leave, be dispensed with.

Borrowing, incurring debts, buying and selling shares, lending money, guarantee, etc.

59(a):    No officer shall in his individual capacity:

(i): borrow money or permit any member of his family to borrow money or otherwise

place himself or a member of his family under a pecuniary obligation  to a broker

or a money lender or a subordinate employee of the bank or any person, association

of persons, firm, company or institution, whether incorporated or not, having dealings with

the Bank; Provided that nothing in this Clause shall apply to borrowing from the Bank,

the Life Insurance Corporation of India, a co-operative credit society or any financial

institution including a bank subject to such terms and conditions as may be laid down by

the bank. Provided further that an officer may accept a loan, subject to other provisions

of these rules, from a relative or personal friend or operate a credit account with a bona fide

tradesman.

(ii) buy or sell stocks, shares or securities of any description without funds to meet the

full cost in the case of a purchase or scrip for delivery in the case of a sale;

(iii) incur debts at a race meeting;

(iv)     lend money in private capacity to a constituent of the Bank or have personal dealings

with a constituent in the purchase or sale of bills of exchange, Government paper or any other securities and

(v) guarantee in his private capacity the pecuniary obligations of another person or agree to indemnify in such capacity another person from loss, except with the previous permission of the competent authority.

Provided that an officer may stand as surety in respect of a loan taken from a co-operative credit society of which he is a member by another member.

Provided further that nothing in this Clause shall apply to any guarantee/indemnity that an officer may execute in favour of (a) the President of India in support of a passport application for any relative of his (b) any financial institution or educational trust for a loan or advance that such institution or trust may give to any relative of his for educational purposes.

b) lend money or have security related dealings with a constituent

Drawing advance salary, discounting cheques, accepting contribution, collecting subscription

60 (1)    No officer shall draw his salary in advance of the date on which it is payable without the previous sanction of the competent authority.

60 (2)    No officer shall discount or negotiate or cause to be discounted or negotiated cheques or other instruments drawn on his account without sufficient balance therein.

60 (3)    No officer shall, except with the previous sanction of the competent authority, ask for or accept contribution(s) to or otherwise associate himself with the raising or any funds or other collections in cash or in kind.

60 (4)    No officer shall canvass for membership or collect dues or subscription s for or carry on any activity in connection with any association, union or other organisation during office hours or within the premises of the bank without the previous permission in written g of the competent authority.

Speculation, insolvency, indebtedness

61 (1)    No officer shall speculate in any stocks, shares or securities or commodities or valuables of any descriptions or shall make investments, which are likely to embarrass or influence him in the discharge of his duties.

Provided that nothing in this rule shall be deemed to prohibit an officer from making a bonafide investment of his own funds in such securities as he may wish to buy.

Note:  Frequent purchase or sale or both of shares or securities or other investments shall be deemed to be speculation for the purpose of this rule.

61 (2)    An officer shall so manage his private affairs as to avoid insolvency or habitual indebtedness. An officer against whom any legal proceedings are instituted for the recovery of any debts due from him or for adjudging him as an insolvent shall forthwith report the full facts of the legal proceedings to the Bank.

Submission of statement of assets and liabilities

62 (1)    Every officer shall on his first appointment, either by direct recruitment or by  

         promotion, submit return of his assets and liabilities giving full particulars regarding:

   (a)    the immovable property inherited by him or owned or acquired by him or held              

         by him on lease or mortgage, either in his own name or in the name of any  member of his family or in the name of any other person;

   (b)    shares, securities, debentures and cash including bank deposits inherited  by him or similarly owned or acquired or held by him;

   (c)    other movable property inherited by him or similarly owned or acquired or  held by him; and

   (d)    debts and other facilities incurred by him directly or indirectly.

62 (2)    Every officer employee shall every year submit a return of his movable, immovable and valuable property including liquid assets like shares, debentures as on 31st March of that year to the Bank before the 30th day of June of that year.

 62(3)    No officer shall except under previous intimation in writing to the competent authority, acquire or dispose of any immovable property by lease, mortgage, purchase, sale, gift or otherwise either in his own name or in the name of any member of his family.

Provided that the previous sanction of the competent authority shall be obtained by the officer if any such transaction is:

   (a) with a person obligated to the Bank through official dealings with the officer;

   (b) otherwise than through a regular or reputed dealer.

62(4)    Every officer shall report to the competent authority every transaction concerning movable property owned or held by him either in his own name or in the name of a member of his family if the value of such property exceeds Rs. 25000/-

 Provided that the previous sanction of the competent authority shall be obtained if any such transaction is

   (a) with a person obligated to the Bank through official dealings with the officer; 

                 or

   (b) otherwise than through a regular or reputed dealer.

62(5)    The Bank may, at any time, by general or special order, require an officer to furnish, within a period to be specified in the order, a full and complete statement of assets and liabilities, including such movable and/or immovable property held or acquired by him or on his behalf or by any member of his family as may be specified in the order. Such a statement shall, if so required by the bank, include the details of the means by which or the source from which such property was acquired. 

Recourse to Court

63:  No officer shall, except with the previous sanction of the Managing Director, have recourse to any court or to the press for the vindication of any official act, which has been the subject matter of adverse criticism or an attack of a defamatory character.

Provided that nothing in this rule shall be deemed to prohibit an officer from vindicating his private character or any act done by him in his private capacity and where any action for vindicating his private character or any act done by him in private capacity is taken the officer shall submit a report to his immediate superior within a period of 3 months from the date such action is taken by him.

Second Spouse

64(1): (a) No officer shall enter into, or contact, a marriage with a person having a spouse living and

      (b): No officer having a spouse living shall enter into, or contract a marriage with any person.

Provided that the competent authority may permit an officer to enter into, or contract, any such marriage as is referred to in Clause (a) or Clause (b) if it is satisfied that ;

   i) such a marriage is permissible under the personal law applicable to such officer and the other party to the marriage,  and

   ii)  there are other grounds for so doing

64(2)    An officer who has married or marries a person other than that of Indian Nationality shall forthwith intimate the fact to the competent authority.

Consumption of Intoxicating drinks, etc.

65 (1)    An officer shall strictly abide by any law relating to intoxicating drinks or drugs in force in any area in which he may happen to be posted for the time being.

65 (2)    An officer shall refrain from consuming any intoxicating drink or drug in a public place

65 (3)    It is also the duty of the officer to see that -

   (a)    he is not under the influence of any intoxicating drink or drug during the course of his duty and takes due care that the performance of his duty is not  affected in any way by the influence of any intoxicating drink or drug;

   (b)    he does not appear in public place in a state of intoxication, and he does not  use any intoxicating drink or drug to excess

 

Explanation:

For the purpose of this rule, public place means any place or premises including clubs, even exclusively meant for members where it is permissible for the members to invite nun-members as guests, bars and restaurants, conveyance) to which the public have or are permitted to have access, whether on payment or otherwise.

 

What is Misconduct

66       A breach of any of the provisions of these rules shall be deemed to constitute misconduct punishable under rule 67.

Note: For the purpose of rules 51, 52, 56, 59 and 62, family shall mean:-

(i) In the case of a male officer, his wife, whether residing with him or not; but does not include legally separated wife and in the case of a female officer, her husband, whether residing with her or not, but does not include a legally separated husband;

(ii) children or step children of the officer, whether residing with the officer or not, and wholly dependent on such officer but does not include a child or step child or whose custody the officer has been deprived of by or under any law; and

(iii) any other person related by blood or marriage, to the officer or to his spouse and wholly dependent on such officer.

 

SECTION 2 - DISCIPLINE AND APPEAL

PENALTIES

67: Without prejudice of any other provisions contained in these rules, any one or more of the following penalties may be imposed on an officer, for an act of misconduct or for any other good and sufficient reason to be recorded in writing.

MINOR PENALTIES:

(a) censure

(b) withholding of increments of pay with or without cumulative effect

(c) withholding of promotion

(d)      recovery from pay or such other amount as may be due to him of the whole or part of any pecuniary loss caused to the Bank by negligence or breach of orders

(e) reduction to a lower  stage in time-scale of pay for a period not exceeding 3 years, without cumulative effect and not adversely affecting the officers pension.

 MAJOR PENALTIES:

(f)  Save as provided for in (e) above, reduction to a lower stage in the time-scale of pay for a specified period with further directions as to whether or not the officer will earn increments to pay during the period of such reduction and whether on the expiry of such period the reduction will or will not have the effect of postponing the future increments of his pay.

(g)      reduction to a lower grade or post

(h)      compulsory retirement

(i)  removal from service

(j) Dismissal

NOTE :-

The punishment inflicted under Service Conditions of the Officers & granting of pension are governed by two different sets of rules and are independent of each other. However, in view of the above referred circular (PA/CIR/82 dated 15th April 1987 that it will not be in order to inflict the penalty of compulsory retirement unless an officer has completed required service, i.e.  25 years of service  or 20 years pension able service with attainment of age of 50 years as provided in the pension rules ), .............., instructions contained therein  may be meticulously followed while inflicting a stiff major penalty under rule 67 of the SBIOSRs.

Under the extant instructions before imposing a minor penalty [other than that stipulated in Rule 67(e)], a statement of imputation of lapses is served on the charged officer and he is advised to submit his explanation, which is considered by the Disciplinary Authority before taking a decision. As such the officer gets sufficient opportunity to present his side. As per law holding an enquiry is not mandatory other than in cases in which employee can be dismissed, removed or reduced in rank. It has therefore been decided that holding an enquiry for imposing a penalty under Rule 67(e) be done away with.

Accordingly Rule 68(2) (i), Rule 68(3) (iii), Rule 68(4) (iv), Rule 69(2) , Rule 69(3) (i) stands amended by removal Clause (e).

 

Explanations

The following shall not amount to a penalty within the meaning of this rule:

(I) Withholding of one or more increments of an officer on account of his failure to pass a prescribed departmental test or examination in accordance with the terms of appointment  to the post, which he holds,

(ii) Stoppage of increments of an officer at the efficiency bar in a time scale, on the grounds of his unfitness to cross the bar;

(iii) not giving an officiating assignment or non-promotion of an officer to a  higher grade or post for which he may be eligible for consideration but for which he is found unsuitable after consideration of his case

(iv) reserving or postponing for promotion of an officer for reasons like completion of certain requirements for promotions or pendency of disciplinary proceedings

(v)  reversion to a lower grade or post of an officer officiating in a higher grade or post, on the ground that he is considered, after trial, to be unsuitable for such higher grade or post or on administrative grounds unconnected with his conduct

(vi) reversion to the previous grade or post, of an officer appointed on probation to another grade or position or at the end of the period of probation, in accordance with the terms of his appointment or rules or orders governing such probation;

(vii) reversion of an officer to the parent organisation in case he had come on deputation

(viii) termination of service of an officer,

         (a) appointed on probation, in terms of sub-rule (1) of rule 16 (3) (a);

(b) appointed in a temporary capacity otherwise than under a contract or agreement on the expiration of the period for which he was appointed, or earlier in accordance with the terms of the appointment;

         (c) appointed under a contract or agreement, in accordance with the terms of such contract or agreement, and

         (d) as part of retrenchment

(ix) termination of service of an officer in terms of sub-rule 3 of rule 20;

(x) retirement of an officer in terms of rule 19

 

Decision to Initiate and Procedure for Disciplinary Action

68 (1 (i)  The Disciplinary Authority may itself, or shall when so directed by its superior authority, institute disciplinary proceedings against an officer.

   (ii)    The Disciplinary Authority or any Authority higher than it may impose any of the penalties in rule 67 on an officer.

         Provided that where the Disciplinary Authority is lower in rank than the Appointing Authority in respect of the category of officers to which the officer belongs, no order imposing any of the penalties specified in clauses (e), (f), (g) (h), (i) and (j) of rule 67 shall be made except by the Appointing Authority or any authority higher than it on the recommendations of the Disciplinary Authority.

68 (2(i) No order imposing any of the penalties specified in Clauses  (f), (g) and (h) of rule 67 shall be made except after an inquiry is held in accordance with this sub-rule. [(e) deleted vide CDO/PM/12 CIR:32 dated 22.09.04]

   (ii) Whenever the Disciplinary  Authority is of the opinion that there are grounds for inquiring into the truth of any imputation of misconduct against an officer, it may itself inquire into, or appoint any other officer or a public servant (hereinafter referred to as the Inquiring Authority) to inquire into the truth thereof.

Explanation:

When the Disciplinary Authority itself holds the inquiry, any reference in Clauses (viii) to (xxi) to the Inquiring Authority shall be construed as a reference to Disciplinary Authority.

(iii) Where it is proposed to hold an inquiry, the Disciplinary Authority shall frame definite and distinct charges on the basis of the allegations against the officer. The articles of charge, together with a statement of the allegations on which they are based, list of documents and witnesses relied on and, as far as possible, copies of such documents and statements of witnesses, if any, shall be communicated in writing to the officer who shall be required to submit within such time as may be specified by the Disciplinary Authority (not exceeding 15 days) or within such extended time as may be granted by the said Authority, a written statement of his defence.

   (iv)    On receipt of a written statement of the officer, or if no such statement is received within the time specified, an inquiry may be held by the Disciplinary Authority itself, or if it considered it necessary to do so appoint under Clause (ii) an Inquiring Authority for the purpose.

 

Provided that it may not be necessary to hold an Enquiry in respect of the article of charge admitted by the officer in his written statement but it shall be necessary to record its findings on each such charge.

(v). The Disciplinary Authority shall, where it is not the Inquiring Authority,

    forward to the Inquiring Authority:

(a) A copy of the articles of charge and statement of imputation of misconduct.

(b) A copy of the written statements of defence if any, submitted by the officer.

(c) A list of document by which and a list of witnesses by whom the articles of charge are proposed to be substantiated.

(d)      A copy of statement of the witnesses, if any;

(e) Evidence proving the delivery of the articles of charge under Clause (iii):

(f)  A copy of the order appointing the Presenting Officer in terms of Clause (vi).

Note: The forwarding of the documents referred to in this Clause need not necessarily be done simultaneously.

 (vi)     Where the Disciplinary Authority itself undertakes enquiries or appoint an Inquiring Authority for holding an inquiry, the bank may, by an order, appoint an officer or a public servant to be known as the Presenting Officer to present on its behalf the case in support of the articles of charge.

officer or a public servant to be known as the Presenting Officer to present on its behalf the case in support of the articles of charge.

 (vii)     The officer may take the assistance of an officer as defined in Clause (m) of rule 3 (hereinafter referred to as officers representative) but shall not engage a legal practitioner for the purpose.

   Provided that where the Presenting Officer is a public servant other than an officer of the Bank, the officer may take the assistance of any public servant.


Note:    The officer who has three pending disciplinary cases in hand shall not give  assistance to an officer as the representative.

(viii)

(a) The Inquiring Authority shall by notice in writing specify the date on which the officer shall appear in person before the Inquiring Authority.

(b) On the date fixed by the Inquiring Authority, the officer shall appear before the Inquiring Authority at the time, place and date specified in the notice.

(c) The Inquiring Authority shall ask the officer whether he pleads guilty or has any defence to make and if he pleads guilty to all or any of the articles of charge, the Inquiring Authority shall record the plea, sign the record and obtain the signature of the officer thereon.

(d)      The Inquiring Authority shall return a finding of guilt in respect of those articles of charge to which the officer concern pleads guilty.

(ix):      If the officer does not plead guilty, the Inquiring Authority may, if considered necessarily, adjourn the case to a later date not exceeding 30 days or within such extended time as may be granted by it.

68 (2) (x): The Inquiring Authority shall also record an order that the officer may for the purpose of preparing his defence:

(i)  inspect and take notes of the documents listed within five days of the order or within such further time not exceeding five days as the Inquiring Authority may allow;

(ii) submit a list of documents and witnesses that he wants for inquiry;

(iii)      be supplied with copies of statements of witnesses, if any, recorded earlier and the Inquiring Authority shall furnish such copies not later than three days before the commencement of the examination of the witnesses by the Inquiring Authority;

(iv)      give a notice within ten days of the order or within such further time not exceeding ten days, as the Inquiring Authority may allow for the discovery or production of the documents referred to at (ii) above.

Note: The relevancy of the documents and the examination of the witnesses referred to at (II) above shall be given by the officer concerned.

68 (2)(xi):  The Inquiring Authority shall, on receipt of the notice for the discovery or production of the documents, forward the same or copies thereof to the authority in whose custody or possession the documents are kept, with a requisition for the production of the documents on such date as may be specified.

(xii): On receipt of the requisition under Clause (xi), the authority having custody or possession of the requisitioned documents shall arrange to produce the same before the Inquiring Authority on the date, place and time specified in the requisition.

Provided that the authority having custody or possession of the requisitioned documents may claim privilege if the production of such documents will be against the public interest or the interest of the Bank. In that event, it shall inform the Inquiring Authority accordingly.

(xiii): On the date fixed for the inquiry, the oral and documentary evidence by which the articles or charge are proposed to be proved shall be produced by or on behalf of the Bank. The witnesses produced by the Presenting Officer shall be examined by the Presenting Officer and may be crossed-examined by or on behalf of the officer. The Presenting Officer shall be entitled to re-examine his witnesses on any points on which they have been cross-examined, but not on a new matter without the leave of the Inquiring Authority. The Inquiring Authority may also put such questions to the witnesses as it thinks fit.

(xiv)     Before the close of the case in support of the charges, the Inquiring Authority may, in its discretion, allow the Presenting Officer to produce evidence not included in the charge sheet or may itself call for new evidence or recall or re-examine any witness. In such case the officer shall be given opportunity to inspect the documentary evidence before it is taken on record or to cross-examine a witness who has been so summoned. The Inquiring Authority may also allow the officer to produce new evidence if it is of the opinion that the production of such evidence is necessary in the interest of justice.

(xv)     When the case in support of the charges is closed, the officer may be required to state his defence, orally or in writing, as he may prefer. If the defence is made orally, it shall be recorded and the officer shall be required to sign the record. In either case, a copy of the statement of defence shall be given to the Presenting Officer.

(xvi)     The evidence on behalf of the officer may then be produced. The officer may examine himself as a witness in his own behalf if he so prefers. The witnesses, if any, produced by the officer shall then be examined by the officer and may be cross-examined by the Presenting Officer. The officer shall be entitled to re-examine any of the witnesses on any points on which they have been cross-examined, but not on any new matter without the leave of the Inquiring Authority.

(xvii)    The Inquiring Authority may, after the officer closes the evidence, and shall if the officer has not got himself examined, generally question on the circumstances appearing against him in the evidence for the purpose of enabling the officer to explain any circumstances appearing in the evidence against  him.

(xviii)    The Inquiring Authority may, after the completion of the production of the evidence, hear the Presenting Officer, if any, appointed and the officer or his representative, if any or permit them to file written briefs of their respective cases within 15 days of the completion of the production of evidence, if they so desire.

(xix)     If the officer does not submit the written statement of defence referred to in Clause (iii) on or before the date specified for the purpose or does not appear in person, or through the officers representative or otherwise fails or refused to comply with any of the provisions of these rules which require the presence of the officer or his representative, the Inquiring Authority may hold the inquiry ex-parte.

(xx)     Whenever any Inquiring Authority, after having heard and recorded the whole or part of the evidence in an inquiry ceases to exercise jurisdiction therein and is succeeded by another Inquiring Authority which has, and which exercises, such jurisdiction, the Inquiring Authority so succeeding may act on the evidence so recorded by his predecessor, or partly recorded by its predecessor and partly recorded by itself

Provided that if the succeeding Inquiring Authority is of the opinion that further examination of any of the witnesses whose evidence has already been recorded is necessary in the interest of justice, it may recall and cause that to be examined, cross-examined and re-examined as hereinbefore provided.

(xxi)(a)   On the completion of the inquiry, the Inquiring Authority shall prepare a report, which shall contain the following -

   (1). a gist of the articles of charge and the statement of the imputations of misconduct

   (2). a gist of the defence of the officer in respect of each article of charge;

   (3). an assessment of the evidence in respect of each article of charge;

   (4). The findings on each article of charge and the reasons therefore.

 

Explanation:

If in the opinion of the Inquiring Authority, the proceedings of the inquiry establish any article of charge different from the original article of charge, it may record its findings on such article of charge

Provided that the findings on such article of charge shall not be recorded unless the officer has either admitted specifically and not by inference the facts on which such article of charge is based or has had a reasonable opportunity of defending himself against such article of charge

(b). The Inquiring Authority, where it is not itself the Disciplinary Authority, shall forward to the Disciplinary Authority, the records of inquiry which shall include:  

(1) the report of the inquiry prepared by it under (a) above;

(2) the written statement of defence, if any, submitted by the officer referred to in Clause (xv);

(3) the oral and documentary evidence produced in the course of the inquiry;

(4) written briefs referred to in Clause (xviii) , if any, and

(5) the orders, if any, made by the Disciplinary Authority and the Inquiring Authority in regard to the inquiry.

68 (3) (i): The Disciplinary Authority, if it is not itself the Inquiring Authority may, for reasons to be recorded by it in writing, remit the case to the Inquiring Authority - whether the Inquiring Authority is the same or different - for fresh or further inquiry and the Inquiring Authority shall thereupon proceed to hold further inquiry according to the provisions of the sub-rule (2) as far as may be.

   (ii). The Disciplinary Authority shall, if it disagrees with the findings of the Inquiring Authority on any article of charge, record its reasons for such disagreement and record its own findings on such charge; it the evidence on record is sufficient for the purpose;

   (iii). If the Disciplinary Authority, having regard to the findings on all or any of the articles of charge, is of the opinion that any of this penalties specified in rule 67 should be imposed on the officer, it shall, not withstanding anything contained in sub-rule (4) make an order imposing such penalty,

Provided that where the Disciplinary Authority is of the opinion that the penalty to be imposed is any of the penalties specified in Clauses (e), (f), (g) (h), (i) and (j) of rule 67 and if it is lower in rank to the Appointing Authority in respect of the category of officers to which the officer belongs, it shall submit to the Appointing Authority its recommendations regarding penalty that may be imposed. Records of the inquiry specified in Clause (xxi) (b) of sub-rule (2), shall also be submitted to the Appointing Authority in respect of penalties to be imposed under Clauses (f), (g), (h), (i) & (j) of Rule 67.Tthe Appointing Authority shall make an order imposing such penalty as it considers in its opinion appropriate.

   (iv)  If the Disciplinary Authority or the Appointing Authority, as the case may be, having regard to its findings on all or any of the articles of charge, is of the option that no penalty is called for, it may pass an order exonerating the officer concerned.

68 (4)(i):  Where it is proposed to impose any of the minor penalties specified in Clauses (a) to (e) of rule 67, the officer shall be informed in writing of the imputations of lapses against him and be given an opportunity to submit his written statement of defence within a specified period not exceeding 15 days or such extended period as may be granted by the Disciplinary Authority. The defence statement, if any, submitted by the officer shall be taken into consideration by the Disciplinary Authority before passing orders;

   (ii)    Where, however, the Disciplinary Authority is satisfied that an inquiry is necessary; it shall follow the procedure for imposing major penalty, as laid down in sub-rule (2);

   (iii)    The record of proceedings in such cases shall include:

         (a)  a copy of the statement of imputations of lapses furnished to the officer

         (b)  the defence statement, if any, of the officer, and

         (c)  the orders of Disciplinary Authority together with the reasons therefor.

   (iv)    Notwithstanding anything contained in sub-rules (i), (ii) and (iii) above, if in a case it is proposed, after considering the written statement of defence, if any, submitted by the officer under sub-rule (i) to withhold increments of pay for a period exceeding three years or to withhold increments of pay with cumulative effect for any period under rule 67(b),  an inquiry shall be held in the manner laid down in sub-rule (2) to Rule 68, before making an order imposing on an officer any such penalty.

68 (5)  Orders made by the Disciplinary Authority or the Appointing Authority as the case may be under sub-rule (3) and (4) shall be communicated to the officer concerned, who shall also be supplied with a copy of the report of inquiry, if any.

68 (6) Where two or more officers are concerned in a case, the authority competent to impose major penalty on all such officers may make an order directing that disciplinary proceedings against all of them may be taken in a common proceeding;

 68 (7)(i). Notwithstanding anything contained in sub-rule (2), (3) and (4), where an officer is at any time or has been adjudicated insolvent or has a suspended payments or has compounded with his creditors or is or has been convicted by a criminal court of an offence involving moral turpitude, the Appointing Authority may discharge the officer from the Banks service without any notice whatsoever, and no appeal shall be against such discharge.

68 (7) (ii). Without prejudice to what is stated in Clause (i) above and notwithstanding anything contained in sub-rules (2), (3) and (4), the Disciplinary Authority, or the Appointing Authority, as the case may be, may impose any of the penalties specified in rule 67, if the officer has been convicted of a criminal charge or on the strength of facts or conclusions arrived at by a judicial trial.

Provided that before a penalty is imposed in terms of this Clause, the officer employee may be given an opportunity of making representation on the penalty to be imposed, before any order is made.


Suspension

68A (1): An officer may be placed under suspension by the Disciplinary Authority;

   a). where a disciplinary proceeding against him is contemplated or is pending; or

   b). where a case against him in respect of any criminal offence is under investigation, inquiry or trial;

68A (2): If an officer who is detained under custody whether on a criminal charge or otherwise for a period exceeding forty-eight hours is placed under suspension by an order of the Disciplinary Authority, it shall be open to the Disciplinary Authority to give effect to such suspension from a retrospective date not earlier than the date of such detention or such conviction

Explanation

The period of forty-eight hours referred to above shall be computed from the commencement of the imprisonment after conviction or detention and for this purpose, intermittent periods of imprisonment or detention, if any, shall be taken into account.

68A (3) Where a penalty of dismissal, removal or compulsory retirement from service imposed upon an officer under suspension is set aside in appeal or on review under rule 69 and the case is remitted for further inquiry or action or with any directions, the order of his suspension shall be deemed to have continued in force on and from the date of the original order of dismissal removal or compulsory retirement and shall remain in force until further orders.

68A  (4) Where a penalty of dismissal removal or compulsory retirement from service imposed upon an officer under suspension is set aside or declared or rendered void in consequence of, or by a decision of a court of Law, and the Disciplinary Authority on consideration of the circumstances of the case decides to hold further inquiry against him on the allegations on which the penalty of dismissal removal or compulsory retirement was originally imposed, the officer shall be deemed to have been placed under suspension by the Disciplinary Authority from the date of the original order of dismissal removal or compulsory retirement and shall continue to remain under suspension until further orders.

68A (5) (a):  An order or suspension made under this rule shall continue to remain in force until modified or revoked by the authority, which made the order;

       (b) An order of suspension made under this rule may at any time be modified or       revoked by the authority, which made the order.

68A (6) No leave shall be granted to an officer under suspension

68A  (7) (i) An officer who is placed under suspension shall be entitled to receive during the period of such suspension and subject to Clauses (ii) and (iii) subsistence allowance equal to half his substantive salary and such other allowances as the competent authority may decide.

Rule 68 (A) (7)(i)

Guidelines for the administration of the Rule

 

(I) During the first year of Suspension: One half of the DA./ HRA/F.& H. Allowance, Mid academic Transfer Allowance as may be applicable to the employee under suspension, subject to the terms & conditions as specified in the SBIOSRs for the payment of respective allowance.

(ii). During subsequent period: The allowance referred to above may be paid to the employee under suspension in full, subject to the terms & conditions governing the payment of respective allowances provided that the Appropriate Authority is satisfied that the delay in completing the DP against the employee is due to reasons beyond the control of the employee and not due to his own act or omission.  N.B. It would be necessary to review each case after the expiry of 11 months from the date of suspension.

 

(ii)       During the period of suspension an officer may, subject to such guidelines, as decided by the Managing Director, be allowed occupation of such official accommodation as may be decided by the Bank but shall not be entitled to free use of Banks car or receipt of conveyance or entertainment allowance or special allowance.

   (iii) No officer who is under suspension shall be entitled to receive payment of subsistence allowance unless he submits a certificate that he is not engaged in any other employment, business, profession or vocation.

68A (8) (i) Where the Appointing Authority holds that the officer has been fully exonerated or that the suspension was unjustifiable, the officer shall be granted the full pay to which he would have been entitled had he not been so suspended, together with any allowance of which he was in receipt immediately prior to his suspension or may have been sanctioned subsequently and made applicable to all officers. The period of absence from duty in such a case shall for all purposes, be treated as period spent on duty.

   (ii)    In all cases other than those referred to in Clause (I) above and where the officer has not been subjected to the penalty of dismissal the period spent under suspension shall be dealt with in such a manner as the Disciplinary Authority may decide and the pay and allowances of the officer during the period adjusted accordingly.

Appeal Against Punishment or Suspension, Review,

Service of Order, Extension of Time Limit, etc.

69  (1)    An officer may appeal to the Appellate Authority against an order imposing upon him any of the penalties specified in rule 67(1) or against the order of suspension referred to in rule 68A

(2) An appeal shall be preferred within 45 days from the date of receipt of the order appealed against. The appeal shall be addressed to the Appellate Authority and submitted to the authority whose order is appealed against. The officer may, if he so desires, submit an advance copy to the Appellate Authority. The authority whose order is appealed against shall forward the appeal together with its comments and records of the case to the Appellate Authority. The Appellate Authority shall consider whether the findings are justified and/or whether the penalty is excessive or inadequate and pass appropriate orders. The Appellate Authority may pass an order confirming, enhancing, reducing or setting aside the penalty or remitting the case to the authority which imposed the penalty or to any other authority with such directions as it deems fit in the circumstances of the case;

Provided that

   (i) if the enhanced penalty which the Appellate Authority proposes to impose is a penalty specified in Clauses  (f), (g) (h), (i) and (j) of rule 67 and an inquiry as provided in sub-rule (2) of rule 68 has not  already been held in the case, the Appellate Authority shall direct that such an inquiry be held in accordance with the provisions of sub-rule (2) of rule 68 and thereafter consider the records of the inquiry and pass such orders as it may deem proper;

   (ii) if the Appellate Authority decides to enhance the punishment but an inquiry has already been held as provided in sub-rule (2) of rule 68, the Appellate Authority shall give a show-cause notice to the officer as to why the enhanced penalty should not be imposed upon him and shall pass final order after taking into account the representation, if any, submitted by the officer.

69 (2) (iii) Where the enhanced penalty proposed to be imposed is a penalty specified in Clauses (e), (f), (g) (h), (i) and (j) of rule 67 and the Appellate Authority is not of the same rank as of higher than the Appointing Authority in respect of the category of the officers to which the officer belongs, it shall submit to the Appointing Authority the record of the proceedings together with its recommendations and the Appointing Authority shall pass such final order on the appeal as it may deem appropriate.

69 (3):    Notwithstanding anything contained in this section, the Reviewing Authority may call for the record of the case within six months of the date of the final order and, after reviewing the case, pass such orders thereon as it may deem fit.

Provided that

   (i)  if the enhanced penalty, which the Reviewing Authority proposes to impose is a penalty specified under Clauses , (f), (g) (h), (i) or (j) of rule 67 and an inquiry as provided under sub-rule (2) of rule 68 has not already been held in the case, the Reviewing Authority shall direct that such an inquiry be held in accordance with the provisions of sub-rule (2) of rule 68 and thereafter consider the record of the inquiry and pass such  orders as it may deep proper;

   (ii)  if the Reviewing Authority decides to enhance the punishment but an inquiry has already been held in accordance with sub rule (2) of rule 68, the Reviewing Authority shall give show-cause notice to the officer as to why the enhanced penalty should not be imposed upon him and shall pass that order after taking into account the representation, if any, submitted by the officer.

69  (4)    Every order, notice and other process made or issued under this section shall be served on the officer concerned in person or communicated to him by registered post at his last known address.

69 (5)    Save as otherwise expressly provided in the rules in this section, the authority competent thereunder may, for good and sufficient reasons or if sufficient cause is shown, extend the time specified thereunder for anything required to be done thereunder or condone any delay.

Central Vigilance Commission

70.       The Bank shall consult the Central Vigilance Commission wherever necessary, in respect of all disciplinary cases having vigilance angle.

72.  A Committee consisting of two managing directors and Deputy managing Director & Corporate Development Officer may, from time to time, issue such instructions or directions as may, in its opinion, be necessary for giving effect to or carrying out the provisions of these rules.

SOME OTHER IMPORTANT RULES

19(3)  In case disciplinary proceedings under the relevant rules of service have been initiated against an officer before he ceases to be in Banks service by the operation of, or by virtue of ,any of the said rules or the provision of these rules, the disciplinary proceedings may, at the discretion of the Managing Director , be continued and concluded by the by the authority by which the proceeding were initiated in the manner provided for in the said rules as if the officer continues to be in service, so however , that he shall be deemed to be in service only for the purpose of the continuance and conclusion of such proceedings.

Rule 20(2) a) No officer can leave/discontinue or resign from his service if disciplinary proceedings are pending  against him.

      b)  Disciplinary proceedings deemed to be pending if notice of suspension/show cause has been issued.

   NOTE: If a notice of order of suspension has been signed by the competent authority and put on a course of transmission, it will be deemed to have been issued.

Rule 20(3) If an officer is permanently incapacitated, bank reserves the right to terminate his services without notice or notice money.

 

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